Systems and methods for managing a customer account switch

A method implemented by one or more processors executing one or more computer program instructions that, when executed, perform the method, the method comprising:

• generating a list of transaction entries to be switched from a first account to a second account, wherein generating the list of transaction entries comprises removing duplicated transaction entries and non-recurring transaction entries from a plurality of transaction entries associated with the first account;
• identifying one or more transaction entries from the list of transaction entries, wherein at least one of the one or more transaction entries are determined to have a payment scheduled to occur within a threshold amount of time of switching from the first account to the second account;
• in response to a determination that funds in the second account are insufficient for the one or more transaction entries, identifying an amount of funds in the first account for transfer to the second account in connection with switching of the one or more transaction entries from the first account to the second account;
• and
• causing (i) the one or more transaction entries to be switched from the first account to the second account and (ii) the identified amount of funds in the first account to be transferred from the first account to the second account.

A system, comprising:

• memory storing computer program instructions;
• and
• one or more processors that, when executing the computer program instructions, effectuate operations comprising:
• generating a list of transaction entries to be switched from a first account to a second account, wherein generating the list of transaction entries comprises removing duplicated transaction entries and non-recurring transaction entries from a plurality of transaction entries associated with the first account;
• identifying one or more transaction entries from the list of transaction entries, wherein at least one of the one or more transaction entries are determined to have a payment scheduled to occur within a threshold amount of time of switching from the first account to the second account;
• in response to a determination that funds in the second account are insufficient for the one or more transaction entries, identifying an amount of funds in the first account for transfer to the second account in connection with switching of the one or more transaction entries from the first account to the second account;
• and
• causing (i) the one or more transaction entries to be switched from the first account to the second account and (ii) the identified amount of funds in the first account to be transferred from the first account to the second account.