Wireless End-User Device Providing Ambient or Sponsored Services

A method comprising:

• transmitting, via a secure connection with a wireless mobile end-user device, a first signed certificate to the wireless mobile-end user device to confirm a compatible and approved server status of at least one of the one or more servers for performing one or more secure electronic mobile commerce transactions;
• determining whether the wireless mobile end-user device is configured to authorize, on behalf of a device user, the one or more electronic mobile commerce transactions billed through a central billing process upon the wireless mobile end-user device receiving an approval from the device user for the one or more electronic mobile commerce transactions to be billed through a central billing process;
• exchanging security keys to provide additional security for the first electronic mobile commerce transaction via the secure connection with the wireless mobile-end user device;
• transmitting, via the secure connection with the wireless mobile-end user device, a purchase confirmation request for the first electronic mobile commerce transaction, wherein the purchase confirmation request provides information relating to the electronic mobile commerce transaction, the information including an amount of the electronic mobile commerce transaction, and the purchase confirmation request triggers a request for the approval of the device user for the first electronic mobile commerce transaction to be conducted through central billing process, wherein the approval requires a biometric authentication of the device user locally on the wireless mobile end-user device;
• and
• receiving a purchase confirmation for the first electronic mobile commerce transaction.

A system comprising:

• one or more servers configured to:
• perform one or more secure handshake and signed message transactions with one or more transaction servers;
• receive a transaction authorization request for an electronic mobile commerce transaction from the one or more transaction servers on behalf of a transaction partner;
• verify that the transaction partner is on a compatible and approved list based on the transaction authorization request from the one or more transaction servers;
• authenticate the electronic mobile commerce transaction to generate a token for the electronic mobile commerce transaction;
• and
• transmit the token for the electronic mobile commerce transaction to the one or more transaction servers.

A system comprising:

• one or more servers configured to:
• receive a browse request from a wireless mobile end-user device that has a mobile payment agent;
• establish a secure API connection with the wireless mobile end-user device and the mobile payment agent application;
• receive, via the secure API connection with the wireless mobile end-user device, a signed certificate from the wireless mobile-end user device to confirm a compatible and approved status of the wireless mobile end-user device for performing one or more secure electronic mobile commerce transactions;
• determine whether the wireless mobile end-user device is configured to authorize, on behalf of a device user, the one or more electronic mobile commerce transactions upon the wireless mobile end-user device receiving an approval of the device user for the one or more electronic mobile commerce transactions;
• exchange security keys, via the secure API connection with the wireless mobile-end user device, to provide additional security for a first electronic mobile commerce transaction of the one or more electronic mobile commerce transactions;
• transmit, via the secure API connection with the wireless mobile-end user device, a purchase confirmation request for the first electronic mobile commerce transaction, wherein the purchase confirmation request provides information relating to the first electronic mobile commerce transaction, the information including an amount of the first electronic mobile commerce transaction, and the purchase confirmation request triggers a request for the approval by the device user of the first electronic mobile commerce transaction, wherein the approval requires a biometric authentication of the device user locally on the wireless mobile end-user device;
• and
• receive a purchase confirmation for the first electronic mobile commerce transaction.