Systems and methods for biometric electronic signature agreement and intention
AssigneeWells Fargo Bank, N.A.
InventorPhillip H. GRIFFIN
Life of this patent
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AssigneeWells Fargo Bank, N.A.
InventorPhillip H. GRIFFIN
Estimating the term…
A method comprises receiving, by a computing system from a signing party, a signing party identifier and a token. The token includes an encrypted biometric sample encrypted using an encryption key and an encrypted record of an electronic agreement encrypted using the encryption key, the encrypted record cryptographically bound with the encrypted biometric sample. The method further includes receiving, by the computing system from the signing party, a message and determining, based on the message, that the signing party is rescinding the electronic agreement. The computing system then retrieves a stored knowledge factor associated with the signing party identifier, generates a decryption key using the stored knowledge factor as an input to a password authenticated key exchange protocol, decrypts the encrypted biometric sample from the token using the decryption key to retrieve a biometric sample, and transmits the biometric sample to the signing party.
A computing system comprising one or more processors configured to:
A method, comprising:
A non-transitory computer-readable medium comprising computer-readable instructions, such that, when executed, causes a computer to:
Dependencies are inferred from the claim text.