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US 2023/0419404 A1Published application
Methods and Systems for Determining Segmentation Rules for Categorising Entities
OwnerDonald Permezelinventor
Life of this patent
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Abstract
Determining segment rule(s) for categorising entities according to financial risk comprise determining, for each entity, feature(s) indicative of financial risk, determining a survival rating for each entity based on determined entity attributes; and providing, as input to a segmentation rules determination module, the feature(s) and the survival rating for a subset of the entities of the second set of entities. They method may further comprise modifying, by the segmentation rules determination module, a set of segment rules until a completion condition is met and determining as output of the segmentation rules determination module, the segment rule(s).
Claims13
A computer implemented method comprising:
- a) determining a first dataset of entities, each entity of the first dataset of entities being associated with a set of attributes;
- b) determining a set of features for each of the entities based on a respective set of attributes, wherein each feature is indicative of financial risk;
- c) determining a survival rating for each of the entities of the first dataset of entities based on the respective set of attributes;
- d) determining a second set of entities from the first dataset of entities based on predicted survival ratings of the entities;
- e) providing, as an input to a segmentation rules determination module, the set of features and the survival rating for each of the entities of the second set of entities;
- f) categorising, by a segmentation rules determination module, the entities of the second set of entities according to a set of segmentation rules;
- g) assessing a suitability of the set of segmentation rules based on survival ratings of the entities in one or more categories;
- h) responsive to a completion condition not being met, modifying, by the segmentation rules determination module, the set of segment rules and performing steps f) to h);
- and
- i) responsive to the completion condition being met, determining as an output of the segmentation rules determination module, the set of segment rules for categorising entities according to financial risk.
7 more elements
A system comprising:
- one or more processors;
- and
- memory comprising computer executable instructions, which when executed by the one or more processors, cause the system to perform operations including:
- a) determining a first dataset of entities, each entity of the first dataset of entities being associated with a set of attributes;
- b) determining a set of features for each of the entities based on a respective set of attributes, wherein each feature is indicative of financial risk;
- c) determining a survival rating for each of the entities of the first dataset of entities based on the respective set of attributes;
- d) determining a second set of entities from the first dataset of entities based on predicted survival ratings of the entities;
- e) providing, as an input to a segmentation rules determination module, the set of features and the survival rating for each of the entities of the second set of entities;
- f) categorising, by a segmentation rules determination module, the entities of the second set of entities according to a set of segmentation rules;
- g) assessing a suitability of the set of segmentation rules based on survival ratings of the entities in one or more categories;
- h) responsive to a completion condition not being met, modifying, by the segmentation rules determination module, the set of segment rules and performing steps f) to h);
- and
- i) responsive to the completion condition being met, determining as an output of the segmentation rules determination module, the set of segment rules for categorising entities according to financial risk.
10 more elements
A computer-readable storage medium storing instructions that, when executed by a computer, cause the computer to perform operations including:
- a) determining a first dataset of entities, each entity of the first dataset of entities being associated with a set of attributes;
- b) determining a set of features for each of the entities based on a respective set of attributes, wherein each feature is indicative of financial risk;
- c) determining a survival rating for each of the entities of the first dataset of entities based on the respective set of attributes;
- d) determining a second set of entities from the first dataset of entities based on predicted survival ratings of the entities;
- e) providing, as an input to a segmentation rules determination module, the set of features and the survival rating for each of the entities of the second set of entities;
- f) categorising, by a segmentation rules determination module, the entities of the second set of entities according to a set of segmentation rules;
- g) assessing a suitability of the set of segmentation rules based on survival ratings of the entities in one or more categories;
- h) responsive to a completion condition not being met, modifying, by the segmentation rules determination module, the set of segment rules and performing steps f) to h);
- and
- i) responsive to the completion condition being met, determining as an output of the segmentation rules determination module, the set of segment rules for categorising entities according to financial risk.
7 more elements
Dependencies are inferred from the claim text.