US 2023/0419356 A1Published application

Optimized exchange rates based on user profiles

AssigneeCapital One Services, LLC

InventorsMichael MOSSOBA, Myka COOPER, Trinity D. MOON

Life of this patent

Estimating the term…

Loading patent…

Abstract

In some implementations, a device may obtain a first user profile associated with a first user that indicates: a first user gaming profile; a first use history, associated with program points, of the first user; and/or a first exchange history associated with the first user. The device may determine, using a machine learning model, a propensity score associated with the first user based on the first user profile that is based on a memory usage, associated with a gaming console, indicated by the first user gaming profile. The device may determine, based on the propensity score, a first exchange rate for converting the program points to the virtual points of the first game. The device may receive an indication of an exchange initiated by the first user. The device may communicate, with a device, to cause the one or more virtual points to be made available to a second account.

Claims20

Dependent claims

A system for a user-specific exchange rate based on user profiles for converting program points to virtual points of a gaming platform, the system comprising:

one or more memories;
and
one or more processors, coupled to the one or more memories, configured to:
obtain a first user profile associated with a first user, wherein the first user profile indicates a first user gaming profile associated with the gaming platform, and at least one of:
a first use history, associated with the program points, of the first user, or a first exchange history associated with the first user, the first user gaming profile indicating a memory usage associated with the first game;
determine, using a machine learning model, a propensity score associated with the first user based on the first user profile, wherein the propensity score indicates a likelihood that the first user will convert the program points to virtual points of a first game, and wherein the machine learning model is trained using a feature set that includes the memory usage;
determine, based on the propensity score, a first exchange rate for converting the program points to the virtual points of the first game, wherein the program points are associated with a program associated with a first account of the first user, and wherein the first exchange rate is specific to the first user and the first game;
receive, via a user interface, an indication of an exchange initiated by the first user, wherein the exchange converts one or more of the program points to one or more virtual points of the first game according to the first exchange rate;
and
communicate, with a device, to cause the one or more virtual points to be made available to a second account that is associated with the first game.

7 more elements

A method for determining an exchange rate for converting program points to digital assets of a gaming platform, comprising:

obtaining, by a device, a first user profile associated with a first user, the first user profile indicating a memory usage associated with a first gaming application;
determining, by the device and using a machine learning model trained using a feature set that includes the memory usage, a first exchange rate for converting the program points to one or more digital assets of the first gaming application associated with the gaming platform, wherein the program points are associated with a program associated with a first account of the first user, and wherein the first exchange rate is specific to the first user and the first gaming application;
receiving, by the device and via a user interface associated with the first account, an indication of an exchange initiated by the first user, wherein the exchange converts one or more of the program points to the one or more digital assets of the first gaming application according to the first exchange rate;
and
communicating, by the device with a server device, to cause the one or more digital assets to be made available to a second account that is associated with the first gaming application.

2 more elements

A non-transitory computer-readable medium storing a set of instructions, the set of instructions comprising:

one or more instructions that, when executed by one or more processors of a device, cause the device to:
obtain a first user profile associated with a first user, the first user profile indicating a memory usage associated with a first game;
determine, using a machine learning model trained using a feature set that includes the memory usage, a first exchange rate for converting program points to virtual points of the first game, wherein the program points are associated with a program associated with a first account of the first user, and wherein the first exchange rate is specific to the first user and the first game;
provide an indication of the first exchange rate for display via a user interface associated with the first account;
receive, via the user interface, an indication of an exchange initiated by the first user, wherein the exchange converts one or more of the program points to one or more virtual points of the first game according to the first exchange rate;
and
communicate, with another device, to cause the one or more virtual points to be made available to a second account, of the first user, that is associated with the first game.

4 more elements

Dependencies are inferred from the claim text.