Systems and methods for peer-to-peer transmission of digital assets

An asset transfer system comprising:

• a network interface through which electronic content is received, the electronic content comprising a plurality of transactions for receipt by a plurality of users associated with a plurality of user accounts of the asset transfer system;
• a memory that comprises (1) a first plurality of memory addresses that are arranged as a plurality of user accounts, each account associated with a user and a user wallet, (2) a second plurality of memory addresses that are arranged as a data structure that associates the plurality of user accounts with each the user wallet and a wallet location, and (3) a third plurality of memory address that associates the plurality of user accounts with transactions;
• and
• a processor for cooperation with the memory and the network interface, the processor configured to:
• call the wallet location storing the user wallet;
• verify a digital asset and a digital asset value at the wallet location;
• command a transaction associated with the digital asset and the digital asset value for performance;
• command a transaction verification step;
• attach a sender signature to the authenticated digital asset value;
• a call to a plurality of nodes within a computing network to verify the network transaction call;
• draft a statement detailing the transaction associated with the user wallet;
• take users to see a statement history that displays all requests and transmissions of funds;
• and
• allow users to access a cold storage system of monetary assets.

A computer program product comprising:

• a plurality of processor-executable instructions that are resident on a non-transitory computer-readable storage medium, wherein the instructions, upon execution by a processor, are configured to cause the processor to:
• receive registration requests from a plurality of users;
• in response to the received registration requests, for each of a plurality of the users, (1) validate an electronic mail address for the user, and (2) create an account for the user;
• receive user wallet requests from a plurality of users;
• in response to the received user wallet requests, for each of a plurality of the users, (1) validate a user wallet on a remote database, and (2) associate the user account with the user wallet;
• receive a plurality of electronic content items from the remote database, wherein the received electronic content items are a plurality of transactions for receipt by a plurality of users associated with a plurality of user accounts;
• store the received plurality of transactions in the accounts for the users;
• provide users with access to electronic content items stored in their accounts via a GUI display;
• call the remote database storing the user wallet;
• verify a digital asset and a digital asset value stored on the remote database and associated with the user wallet;
• command a transaction associated with the digital asset and the digital asset value for performance by the remote database;
• separating the transaction on the remote database between a sender's public key and a receiver's public key;
• executing a proof of work algorithm for the digital asset value on the remote database, the proof of work algorithm associated with the sender's public key to obtain an authenticated digital asset value;
• attaching a sender signature to the authenticated digital asset value including a sender's private key to create a network transaction call on the remote database;
• calling a plurality of nodes interconnected with the remote database to verify the network transaction call;
• upon verification of the network transaction call, associate the authenticated digital asset value with the receiver's public key in the remote database;
• execute a hash of the proof of work algorithm within the remote database to associate the authenticated digital asset value with the receiver as a new block of a blockchain;
• draft a statement to be viewed via the GUI display detailing the transaction associated with the user wallet;
• report the statement to the plurality of users associated with the transaction;
• and
• access a cold storage system of monetary assets.