Api for incremental and periodic crypto asset transfer

A method comprising:

• storing transaction content from transactions executed via one or more fiat payment accounts and one or more crypto accounts of a digital wallet of a user;
• and
• determining, via execution of a machine learning model on the stored transaction content, a recurring expense value of the user and a next point in time in which the recurring expense value;
• dividing the recurring expense value into a plurality of sub-values;
• generating a plurality of transactions which transfer the plurality of sub-values from a fiat payment account to a crypto account from among the one or more crypto accounts and store the plurality of transactions within a queue;
• initiating a plurality of time-to-live jobs for the plurality of transactions, respectively, wherein the plurality of time-to-live jobs comprise a plurality of different respective expiration times that are staggered such that the plurality of time-to live jobs expire in incremental intervals from a current time to the next point in time in which the recurring expense value is due;
• and
• executing the plurality of transactions at the plurality of different expiration times to incrementally transfer the plurality of sub-values from the fiat account to the crypto account via an application programming interface (API).

A non-transitory computer-readable medium comprising instructions which when executed by a processor cause a computer to perform a method comprising:

• storing transaction content from transactions executed via one or more fiat payment accounts and one or more crypto accounts of a digital wallet of a user;
• and
• determining, via execution of a machine learning model on the stored transaction content, a recurring expense value of the user and a next point in time in which the recurring expense value is due;
• dividing the recurring expense value into a plurality of sub-values;
• generating a plurality of transactions which transfer the plurality of sub-values from a fiat payment account to a crypto account from among the one or more crypto accounts and store the plurality of transactions within a queue;
• initiating a plurality of time-to-live jobs for the plurality of transactions, respectively, wherein the plurality of time-to-live jobs comprise a plurality of different respective expiration times that are staggered such that the plurality of time-to live jobs expire in incremental intervals from a current time to the next point in time in which the recurring expense value is due;
• and
• executing the plurality of transactions at the plurality of different expiration times to incrementally transfer the plurality of sub-values from the fiat account to the crypto account via an application programming interface (API).