Systems and methods for continuously updating and runtime processing of decisioning

A system comprising at least one computer including a processor, wherein the at least one computer is configured to:

• receive, at a transaction decisioning platform, a customer pre-approval notification;
• receive, at the transaction decisioning platform, a stream of transactions, wherein the transactions are associated with a demand deposit account and the demand deposit account is associated with a customer;
• receive, at the transaction decisioning platform, a total finance amount for the customer;
• apply a transaction eligibility rule to each transaction in the stream of transactions;
• determine, based on application of the transaction eligibility rule, that one of the transactions from the stream of transactions is eligible for a credit product;
• determine, based on a customer eligibility variable, that the customer is eligible for the credit product;
• and
• include the one of the transactions from the stream of transactions on an eligible transaction list.

A non-transitory computer readable storage medium, including instructions stored thereon, which instructions, when read and executed by one or more computer processors, cause the one or more computer processors to perform steps comprising:

• receiving, at a transaction decisioning platform, a customer pre-approval notification;
• receiving, at the transaction decisioning platform, a stream of transactions, wherein the transactions are associated with a demand deposit account and the demand deposit account is associated with a customer;
• receiving, at the transaction decisioning platform, a total finance amount for the customer;
• applying a transaction eligibility rule to each transaction in the stream of transactions;
• determining, based on application of the transaction eligibility rule, that one of the transactions from the stream of transactions is eligible for a credit product;
• determining, based on a customer eligibility variable, that the customer is eligible for the credit product;
• and
• including the one of the transactions from the stream of transactions on an eligible transaction list.