# US 2023/0410075 A1 · Multi-protocol data transfer > Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt - Number: US 2023/0410075 A1 - Document ID: US20230410075A1 - Status: Published application - Kind: A1 - Application number: 18/449,564 - Filed: 2023-08-14 - Published: 2023-12-21 - Earliest claimed: 2015-03-31 - Assignees: Visa International Service Association - Applicants: Visa International Service Association - Inventors: Christopher JONES; Sanjeev SHARMA; Christian FLURSCHEIM; Chandra SRIVASTAVA; Vishwanath SHASTRY; Kiushan PIRZADEH; Christian AABYE - Web page: https://patentgrep.com/patent/US20230410075A1 ## CPC - G06Q 20/202: {Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR} - G06Q 20/20: Point-of-sale [POS] network systems - G06Q 20/204: {comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit} - G06Q 20/209: {Specified transaction journal output feature, e.g. printed receipt or voice output} - G06Q 20/327: {Short range or proximity payments by means of M-devices} - H04W 4/80: Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication - H04W 84/12: WLAN [Wireless Local Area Networks] - G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR - H04W: WIRELESS COMMUNICATION NETWORKS (broadcast communication H04H; communication systems using wireless links for non-selective communication, e.g. wireless extensions H04M1/72) ## Abstract A computer-implemented method of communicating with a point of sale terminal. The method includes establishing wireless communication with a point of sale terminal using a first communication channel, and establishing communication with the point of sale terminal using a second communication channel. The method also includes transmitting a first section of communication data via the first communication channel; and transmitting a second section of the communication data using the second communication channel. ## Claims ### Claim 1 A computer-implemented method of communicating with a point of sale terminal, the method comprising: establishing wireless communication with a point of sale terminal using a first communication channel; establishing communication with the point of sale terminal using a second communication channel; transmitting a first section of communication data via the first communication channel; and transmitting a second section of the communication data using the second communication channel. ### Claim 2 (depends on 1) The method of claim 1, wherein the first section of the communication data and the second section of the communication data are transmitted to the point of sale terminal in an intended order. ### Claim 3 (depends on 1) The method of claim 1, further comprising transmitting a first bit of the communication data via the first communication channel and transmitting an additional bit of the communication data via the second communication channel. ### Claim 4 (depends on 1) The method of claim 1, further comprising transmitting a first bit of the first section of the communication data via the first communication channel and transmitting an additional bit of the first section of the communication data using the second communication channel. ### Claim 5 (depends on 1) The method of claim 1, further comprising transmitting a first bit of the second section of the communication data via the first communication channel and transmitting an additional bit of the second section of the communication data via the second communication channel. ### Claim 6 (depends on 1) The method of claim 1, wherein the first communication channel and the second communication channel are each at least one of near field communication, Bluetooth low energy, Wi-Fi (802.11 standard), or radio frequency identification. ### Claim 7 A computer-implemented method of communicating with a point of sale terminal, the method comprising: establishing wireless communication with a point of sale terminal using a first communication channel; establishing wireless communication with the point of sale terminal using a second communication channel; transmitting a first type of communication data to the point of sale terminal via the first communication channel; and transmitting a second type of communication data to the point of sale terminal via the second communication channel. ### Claim 8 (depends on 7) The method of claim 7, wherein the first communication channel is near field communication and the second communication channel is at least one of Bluetooth light energy, Wi-Fi (802.11 standard), or radio frequency identification (RFID). ### Claim 9 (depends on 7) The method of claim 7, wherein the first communication channel is Bluetooth light energy and the second communication channel is at least one of near field communication, Wi-Fi (802.11 standard), or radio frequency identification (RFID). ### Claim 10 (depends on 7) The method of claim 7, wherein the first type of communication data is an identification message and the second type of communication data is at least one of a payment credential, a purchase price, an purchase item identifier, or a confirmation message. ### Claim 11 (depends on 7) The method of claim 7, further comprising establishing a third wireless communication channel with the point of sale terminal and transmitting a third type of communication data to the point of sale data via the third communication channel. ### Claim 12 A computer-implemented method of communicating with a point of sale terminal, the method comprising: establishing wireless communication with a point of sale terminal using a first communication channel; establishing wireless communication with a point of sale terminal using a second communication channel; transmitting a first type of communication data to the point of sale terminal via the first communication channel; transmitting a second type of communication data to the point of sale terminal via the second communication channel; and receiving a third type of communication data from the point of sale terminal via at least one of the first communication channel or the second communication channel; wherein the first communication channel is one of near field communication or Bluetooth light energy, and wherein the second communication channel is the other one of near field communication or Bluetooth light energy. ### Claim 13 (depends on 12) The method of claim 12, wherein the first type of communication data is an identification message and the second type of communication data is at least one of a payment credential, a purchase price, an purchase item identifier, or a confirmation message. ### Claim 14 (depends on 12) The method of claim 12, wherein the third type of communication data is a sales receipt. ### Claim 15 (depends on 12) The method of claim 12, further comprising establishing wireless communication with the point of sale terminal using a third communication channel, and transmitting a fourth type of communication data to the point of sale terminal via the third communication channel.