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US 2023/0401564 A1Published application
Techniques to process contactless card functions in a multiple banking system environment
AssigneeCapital One Services, LLC
InventorsCasey Barrett, Bob Uni Koshy, Jonathan T. Blocksom, Kevin Osborn
Life of this patent
Estimating the term…
Abstract
A system and techniques to perform functions within a multiple banking system environment utilizing switchboard routing.
Claims20
A computer-implemented method, comprising:
- receiving, by a node in a system, a request to establish a session to perform a function from a client device, wherein the function is at least partially performed utilizing a contactless card;
- generating, by the node, session information corresponding to the session to perform the function, wherein the session information comprises a nonce and a signed session token;
- sending, by the node, the session information to the client device;
- receiving, by the node, a message from the contactless card via the client device;
- extracting, by the node, an issuer identifier from the message, the issuer identifier associated with the issuer of the contactless card;
- identifying, by the node, a device associated with issuer identifier;
- and
- communicating, by the node, with the device to securely perform the function.
5 more elements
A computing apparatus comprising:
- a processor;
- and
- a memory storing instructions that, when executed by the processor, cause the processor to:
- receive a request to establish a session to perform a function from a client device, wherein the function is at least partially performed utilizing a contactless card;
- generate session information corresponding to the session to perform the function, wherein the session information comprises a nonce and a signed session token;
- send the session information to the client device;
- receive a message from the contactless card via the client device;
- extract an issuer identifier from the message, the issuer identifier associated with the issuer of the contactless card;
- identify a device associated with issuer identifier;
- and
- communicate with the device to securely perform the function.
8 more elements
Dependencies are inferred from the claim text.