Method for processing multimodal mobile donations via text message and email communication
AssigneeSwoop IP Holdings LLC
InventorGabriel L. Sierra
Life of this patent
Estimating the term…
Abstract
A donation processing system receives a text message from a donor indicating that they would like to make a donation to a non-profit organization. In response to the text message, a response message indicating the particulars of the donation including the donation amount and the non-profit organization is sent to the user. The donor reviews the information and, if the information is correct, a confirmation message is sent from the donor in response to the response message. The confirmation message confirms the donation. The donation is then made to the non-profit organization in response to the confirmation message.
Claims15
A system for improving security of a financial donation using Short Message Service (SMS) messages, the system comprising:
- a first communication interface that is communicatively coupled to a mobile device via a first network;
- a second communication interface that is communicatively coupled to server of a financial institution via a second network and
- a processor that is communicatively coupled to the communication interface, wherein the processor:
- receives, using the communication interface, an SMS message from the mobile device, wherein the SMS message is associated with a donation request to a non-profit organization,
- transmits, using the communication interface, an email response message, in response to the SMS message;
- wherein the email response message includes information indicating a donation amount to the non-profit organization, receives, using the communication interface, a confirmation email message from the mobile device, wherein the confirmation email message is generated in response to the email response message and confirms that a user of the mobile device authorizes the donation amount;
- and
- initiates, using the second communication interface, a transfer of funds from an account of the user of the mobile device to non-profit organization in response to receiving the confirmation email message.
A method for improving security of a financial donation using Short Message Service (SMS) messages, the method comprising:
- receiving, by a processor, a SMS message from a mobile device;
- wherein the SMS message is associated with a donation request to a non-profit organization
- transmitting, by the processor, an email response message in response to the SMS message, wherein the email response message includes information indicating a donation amount to the non-profit organization;
- and
- receiving, by the processor a confirmation email message from the mobile device, wherein the confirmation email message is generated in response to the email response message and confirms that a user of the mobile device authorizes the donation amount;
- and
- initiating, by processor, a transfer of funds from an account of the user of the mobile device to the non-profit organization in response to receiving the confirmation email message.
A method improving security of a financial donation using Short Message Service (SMS) messages, the method comprising:
- transmitting a SMS message from a mobile device to server;
- wherein the SMS message is associated with a donation request to a non-profit organization and the SMS message includes a destination number or address;
- receiving, in response to the SMS message, an email response message, wherein the email response message indicates a donation amount to the non-profit organization;
- and
- transmitting, a confirmation email message to the server, wherein the confirmation email message is generated in response to the email response message and confirms that a user of the mobile device authorizes the donation amount;
- wherein the server initiates a transfer of funds from an account of the user of the mobile device to the non-profit organization in response to receiving the confirmation email message.
Dependencies are inferred from the claim text.