System and method of providing a rewards-based, universal, integrated code base

A system comprising:

• a plurality of network-based computer servers;
• a rewards-based, universal, integrated code base operating on the plurality of network-based computer servers;
• a plurality of platforms configured on the rewards-based, universal, integrated code base;
• an authorized user device, wherein the authorized user device comprises an access component enabling access to the plurality of platforms, and wherein the authorized user device does not download or store applications thereon;
• and
• an entry point module configured to receive new entity platforms into the rewards-based, universal, integrated code base in which each respective new platform agrees to an information exchange framework, wherein the rewards-based, universal, integrated code base comprises an aggregation of each respective platform and which enables at least one or more of rewards, payments and data sharing between each respective platform in the rewards-based, universal, integrated code base.

A method comprising:

• receiving, via entry point module configured to receive new merchant participants into a rewards-based, universal, integrated code base, data regarding a new platform to be configured in the rewards-based, universal, integrated code base;
• adding, based on the data, the new platform to the rewards-based, universal, integrated code base, wherein rewards-based, universal, integrated code base comprises, after the adding, the new platform and previously added platforms;
• enabling the new platform to exchange information with each of the previously added platforms each respective new entity agrees to an information exchange framework for a respective platform associated with the respective new entity;
• and
• providing, via the rewards-based, universal, integrated code base, one or more of rewards for an authorized user device interacting with the new platform or the previously added platforms, an ability for the authorized user device to make payments in the new platform or the previously added platforms, an ability to aggregate one or more of the new platform or the previously added platforms, an ability combine one or more of the new platform or the previously added platforms, and an ability switch between one or more of the new platform or the previously added platforms, wherein the authorized user device does not download applications or store applications thereon but only receives a graphical user interface from the rewards-based, universal, integrated code base to enable interaction with the new platform and previously added platforms.

A method comprising:

• accessing, via an authorized user device, via a single communication channel, a rewards-based, universal, integrated code base operating on a plurality of network-based computer servers, the rewards-based, universal, integrated code base comprising an aggregation of a plurality of respective platforms, each respective platform of the plurality of respective platforms associated with an entity and which enables at least one or more of rewards, payments and data sharing between the plurality of respective platforms, wherein the authorized user device comprises an access component and does not download or store applications;
• transmitting, via the single communication channel and to the authorized user device, a user interface from the rewards-based, universal, integrated code base;
• and
• enabling, via the user interface on the authorized user device, a user to interact with, switch between, combine or aggregate any two or more of the plurality of respective platforms.

A system comprising:

• a plurality of network-based computer servers;
• a rewards-based, universal, integrated code base operating on the plurality of network-based computer servers;
• an authorized user device, wherein the authorized user device comprises an access component enabling access to the plurality of network-based servers, and wherein the authorized user device does not download or store applications thereon;
• a communication module configured to manage communication between the authorized user device and the rewards-based, universal, integrated code base;
• an approved entity communication module configured to enable rewards-based communications between the authorized user device connected, via the communication module, to the rewards-based, universal, integrated code base and an authorized third-party entity communicating with the rewards-based, universal, integrated code base and that that agrees to an information and rewards exchange framework provided by the rewards-based, universal, integrated code base;
• an non-approved entity communication module configured to manage communications between the authorized user device connected to rewards-based, universal, integrated code base and a non-approved entity that that does not agree to an information and rewards exchange framework provided by the rewards-based, universal, integrated code base;
• and
• a rewards management module configured to enable rewards-based communications between the authorized user device connected, via the communication module, to the rewards-based, universal, integrated code base and an authorized platform configured within the rewards-based, universal, integrated code base, wherein the authorized platform agrees to an information and rewards exchange framework provided by the rewards-based, universal, integrated code base, wherein the rewards-based, universal, integrated code base comprises the authorized platform and enables at least one or more of rewards, payments and data sharing between the authorized platform configured within the rewards-based, universal, integrated code base, the non-approved entity connected, via the approved entity communication module to the connected to the rewards-based, universal, integrated code base and the authorized user device connected, via the communication module, to the rewards-based, universal, integrated code base.

An authorized user device comprising:

• a processor;
• an authorization component, wherein the authorized user device is configured such that it does not download applications, platform code or store applications thereon;
• and
• a computer-readable storage device, the computer-readable storage device storing instructions which, when executed by the processor, cause the processor to perform operations comprising:
• accessing, based on the authorization component and via a communications module, a plurality of network-based computer servers that operates a rewards-based, universal, integrated code base, wherein the rewards-based, universal, integrated code base comprises a plurality of integrated platforms and enables at least one or more of rewards, payments and data sharing between the plurality of integrated platforms;
• interacting with at least one of the plurality of integrated platforms via a downloaded user interface;
• and
• participating, based on the use of the authorized user device having the authorization component, in at least one of receiving rewards, making payments and sharing data amongst other users in the rewards-based, universal, integrated code base.