# US 2023/0267442 A1 · Symbols to indicate which atm to use > Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt - Number: US 2023/0267442 A1 - Document ID: US20230267442A1 - Status: Published application - Kind: A1 - Application number: 18/141,217 - Filed: 2023-04-28 - Published: 2023-08-24 - Earliest claimed: 2019-05-07 - Assignees: Capital One Services, LLC - Applicants: Capital One Services, LLC - Inventors: Janak DADHANIYA; Lisa WHITSITT; Robert SMITH; David WURMFELD; Steve FALETTI - Web page: https://patentgrep.com/patent/US20230267442A1 ## CPC - G06Q 20/3223: {Realising banking transactions through M-devices} - G06Q 20/1085: {involving automatic teller machines [ATMs]} - G06Q 20/327: {Short range or proximity payments by means of M-devices} - G06Q 20/3278: {RFID or NFC payments by means of M-devices} - G06Q 20/4014: {Identity check for transactions} - G07F 19/203: {Dispensing operations within ATMs (dispensing in general G07D11/00)} - G07F 19/206: {Software aspects at ATMs} - G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR - G07F: COIN-FREED OR LIKE APPARATUS (coin sorting G07D3/00; coin testing G07D5/00; {handling coins or paper currencies apart from payment activated apparatus G07D; payment architectures, schemes or protocols G06Q20/00}) ## Abstract A system and method are disclosed in which a symbol associated with an ATM of a plurality of ATMs is made available to a customer in response to a request for access to the ATM. The symbol identifies the ATM to the user in locations having multiple ATMs, thus avoiding confusion for the user. The symbol may be used for any of the possible transactions between the user and the ATM, such as balance inquiries, deposits, transfers, and cash withdrawals. ## Claims ### Claim 1 A method comprising: receiving, by an automatic teller machine (ATM) from a server, a first graphical symbol assigned to a first pre-staged transaction; displaying, by the ATM, the first graphical symbol; receiving, by the ATM from a mobile device, a second graphical symbol; determining, by the ATM, whether the first graphical symbol matches the second graphical symbol; and when the first graphical symbol matches the second graphical symbol, processing, by the ATM, the first pre-staged transaction. ### Claim 2 (depends on 1) The method of claim 1, further comprising: sensing, by the ATM, that the mobile device is within a near-field communication (NFC) range of the ATM; and automatically retrieving, by the ATM, the second graphical symbol from the mobile device via NFC. ### Claim 3 (depends on 1) The method of claim 1, further comprising: scanning, by a scanner of the ATM, the second graphical symbol displayed on a display of the mobile device. ### Claim 4 (depends on 3) The method of claim 3, further comprising: sensing, by the ATM, that the mobile device is within a NFC range of the ATM; and visually displaying or audibly emitting, by the ATM, a prompt instructing a user to place the mobile device within a field of view of the scanner. ### Claim 5 (depends on 1) The method of claim 1, further comprising: receiving the first graphical symbol from the server when an amount of funds in the ATM is sufficient to process the first pre-staged transaction. ### Claim 6 (depends on 1) The method of claim 1, further comprising: ceasing to display, by the ATM, the first graphical symbol after processing the first pre-staged transaction. ### Claim 7 (depends on 6) The method of claim 6, further comprising: after the ATM ceases to display the first graphical symbol, receiving, by the ATM from the server, a second graphical symbol assigned to a second pre-staged transaction; and displaying, by the ATM, the second graphical symbol. ### Claim 8 An apparatus comprising: a processor; a display device; and a memory storing instructions that, when executed by the processor, cause the processor to: receive, from a server, a first graphical symbol assigned to a first pre-staged transaction; display the first graphical symbol on the display device; receive, from a mobile device, a second graphical symbol; determine whether the first graphical symbol matches the second graphical symbol; and when the first graphical symbol matches the second graphical symbol, processing first pre-staged transaction. ### Claim 9 (depends on 8) The apparatus of claim 8, wherein the instructions, when executed by the processor, cause the processor to: sense that the mobile device is within a near-field communication (NFC) range of an NFC device; and automatically retrieve the second graphical symbol from the mobile device via NFC. ### Claim 10 (depends on 8) The apparatus of claim 8, further comprising: a scanner, wherein the instructions, when executed by the processor, cause the processor to instruct the scanner to scan the second graphical symbol displayed on the mobile device. ### Claim 11 (depends on 10) The apparatus of claim 10, further comprising: an NFC device, wherein the instructions, when executed by the processor, cause the processor to: sense that the mobile device is within an NFC range of the NFC device; and visually display a prompt instructing a user to place the mobile device within a field of view of the scanner or audibly emit the prompt instructing the user to place the mobile device within the field of view of the scanner. ### Claim 12 (depends on 8) The apparatus of claim 8, wherein the instructions, when executed by the processor, cause the processor to: receive the first graphical symbol from the server when an amount of funds available to the processor is sufficient to process the first pre-staged transaction. ### Claim 13 (depends on 8) The apparatus of claim 8, wherein the instructions, when executed by the processor, cause the processor to: cease displaying the first graphical symbol on the display device after processing the first pre-staged transaction. ### Claim 14 (depends on 13) The apparatus of claim 13, wherein the instructions, when executed by the processor, cause the processor to: after ceasing to display the first graphical symbol, receive, from the server, a second graphical symbol assigned to a second pre-staged transaction; and displaying the second graphical symbol on the display device. ### Claim 15 A non-transitory computer-readable storage medium comprising instructions that, when executed by a processor, cause the processor to: receive, from a server, a first graphical symbol assigned to a first pre-staged transaction; display the first graphical symbol on a display device; receive, from a mobile device, a second graphical symbol; determine whether the first graphical symbol matches the second graphical symbol; and when the first graphical symbol matches the second graphical symbol, processing first pre-staged transaction. ### Claim 16 (depends on 15) The non-transitory computer-readable storage medium of claim 15, wherein the instructions, when executed by the processor, cause the processor to: sense that the mobile device is within a near-field communication (NFC) range of an NFC device; and automatically retrieve the second graphical symbol from the mobile device via NFC. ### Claim 17 (depends on 15) The non-transitory computer-readable storage medium of claim 15, wherein the instructions, when executed by the processor, cause the processor to: instruct a scanner to scan the second graphical symbol displayed on the mobile device. ### Claim 18 (depends on 17) The non-transitory computer-readable storage medium of claim 17, wherein the instructions, when executed by the processor, cause the processor to: sense that the mobile device is within an NFC range of an NFC device; and visually display a prompt instructing a user to place the mobile device within a field of view of the scanner or audibly emit the prompt instructing the user to place the mobile device within the field of view of the scanner. ### Claim 19 (depends on 15) The non-transitory computer-readable storage medium of claim 15, wherein the instructions, when executed by the processor, cause the processor to: receive the first graphical symbol from the server when an amount of funds available to the processor is sufficient to process the first pre-staged transaction. ### Claim 20 (depends on 15) The non-transitory computer-readable storage medium of claim 15, wherein the instructions, when executed by the processor, cause the processor to: cease displaying the first graphical symbol on the display device after processing the first pre-staged transaction.