Dimensionality reduction of multi-attribute consumer profiles
AssigneeInsurance Zebra Inc.
InventorsJoshua Dziabiak, Adam Lyons, Meetesh Karia, Matthew Stephens, Omri Buzi
Life of this patent
Estimating the term…
Abstract
Provided is a process of inferring insurability scores, the process including: receiving a request for an insurance comparison webpage; sending instructions to present one or more webpages of a website having a plurality of user inputs configured to receive a plurality of attributes of the user; receiving the attributes; determining an insurability score with an insurability model based on the received attributes of the user; and sending instructions to display a value indicative of the insurability score.
Claims20
A tangible, non-transitory, machine-readable medium storing instructions that when executed by one or more processors infer insurability scores of users by effectuating operations comprising:
- receiving, with a web server, from a user computing device, via a network, a request for an insurance comparison webpage;
- after receiving the request, sending, to the user computing device, instructions to present one or more webpages of a website having a plurality of user inputs configured to receive a plurality of attributes of the user;
- receiving, with a server, from the user computing device, the attributes of the user upon entry of the attributes into the user inputs of the website;
- determining, with one or more processors, an insurability score with an insurability model based on the received attributes of the user, the insurability model having an output dimension of insurability score and four or more input dimensions of insurance consumer attributes;
- and
- sending, with a server, to the user computing device, instructions to display a value indicative of the insurability score, wherein the insurability score is an aggregate estimate of insurance risk that consolidates the four or more input dimensions into a single output dimension.
A method, comprising:
- receiving, with a web server, from a user computing device, via a network, a request for an insurance comparison webpage;
- after receiving the request, sending, to the user computing device, instructions to present one or more webpages of a website having a plurality of user inputs configured to receive a plurality of attributes of the user;
- receiving, with a server, from the user computing device, the attributes of the user upon entry of the attributes into the user inputs of the website;
- determining, with one or more processors, an insurability score with an insurability model based on the received attributes of the user, the insurability model having an output dimension of insurability score and four or more input dimensions of insurance consumer attributes;
- and
- sending, with a server, to the user computing device, instructions to display a value indicative of the insurability score, wherein the insurability score is an aggregate estimate of insurance risk that consolidates the four or more input dimensions into a single output dimension.
Dependencies are inferred from the claim text.