Customizable payment device
OwnerJamie Limainventor
Life of this patent
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Abstract
A customizable payment device includes a storage having at least one application. A central processing unit (CPU) is coupled to the storage, and the CPU is configured to execute the at least one application. An input/output (I/O) interface is coupled to the CPU and to the storage. The at least one application comprises a multi-function payment application in which at least one payment function is limited in operation based on a particular product or service.
Claims20
A payment device, comprising:
- a storage having at least one application;
- a central processing unit (CPU) coupled to the storage, the CPU is configured to execute the at least one application;
- and
- an input/output (I/O) interface coupled to the CPU and to the storage;
- wherein the at least one application comprises a multi-function payment application in which at least one payment function is limited in operation based on a product or service.
A computer-implemented method of providing payment by a smart card, the method comprising:
- receiving a request to provide a payment for a product or a service;
- identifying whether the product or service is associated with a limited payment function of a multi-function payment application;
- outputting a notification that the payment of the identified product or service is reduced or denied according to the limited payment function.
A computing device configured to perform a payment function, the computing device comprising:
- a processor;
- a memory coupled to the processor, the memory storing instructions to cause the processor to perform acts comprising:
- receiving a request to provide a payment for a product or a service;
- identifying whether the product or the service is associated with one or more payment functions limited in operation based on at least one of a Universal product code (UPC), a Quick Response (QR) code, bar code of the product type, or a product name;
- and
- reducing an amount of the requested payment, or denying the requested payment for the product or the service when the product or service is identified with the one or more payment functions limited in operation.
Dependencies are inferred from the claim text.