# US 2023/0056491 A1 · Multi-modal routing engine and processing architecture for automated orchestration of interest allocations

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- Number: US 2023/0056491 A1
- Document ID: US20230056491A1
- Status: Published application
- Kind: A1
- Application number: 17/977,744
- Filed: 2022-10-31
- Published: 2023-02-23
- Earliest claimed: 2020-07-27
- Assignees: New York Digital Investment Group LLC
- Applicants: New York Digital Investment Group LLC
- Inventors: Patrick Sells; Robert Gutmann; Yan Zhao Lee; Reuben Grinberg; Brian Langel; Anthony Magliacca
- Web page: https://patentgrep.com/patent/US20230056491A1

## CPC

- G06Q 20/389: {Keeping log of transactions for guaranteeing non-repudiation of a transaction}
- G06Q 20/02: involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
- G06Q 20/065: {using e-cash}
- G06Q 20/0658: {e-cash managed locally}
- G06Q 20/10: specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q 20/108: {Remote banking, e.g. home banking}
- G06Q 20/3678: {e-cash details, e.g. blinded, divisible or detecting double spending}
- G06Q 20/381: {Currency conversion}
- G06Q 40/03: Credit; Loans; Processing thereof
- G06Q 40/04: Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
- G06Q 2220/00: Business processing using cryptography
- G06Q 2220/10: Usage protection of distributed data files
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR

## Abstract

An integration system for a system of platforms includes an orchestration platform, a blockchain transactional platform, a digital transactional platform, a merchant system, a user trust platform, and one or more user devices connected to each other and a distributed ledger and/or a secondary mesh network via one or more networks. The blockchain transactional platform performs accesses and performs actions on the distributed ledger and/or the secondary mesh network. The digital transactional platform maintains transactional data indicative of an amount of first-domain value correlated to a user. The blockchain transactional platform maintains blockchain transactional data indicative of an amount of second-domain value correlated to the user. The orchestration platform manages data exchange, synthesis, fusion, analysis, and transformation between the components of the system, including the automated orchestration of interest allocations

## Claims

### Claim 1

An integration system for a platform of platforms, comprising:
a digital transactional platform including:
a transactional database including transactional data indicative of first-domain value correlated to a user,
a digital transactional module configured to trade first-domain value, and
a digital transactional platform interface configured to provide access to the transactional database and the digital transactional module;
a blockchain transactional platform including:
a blockchain transactional database including blockchain transactional data indicative of an amount of second-domain value correlated to the user,
a blockchain transactional module configured to trade second-domain value, and
a blockchain transactional programming interface configured to provide access to the blockchain transactional module and the blockchain transactional programming interface; and
an orchestration platform including:
an orchestration module,
an analysis module
a data store, and
an orchestration programming interface;
wherein the orchestration module is configured to:
access the transactional database using the digital transactional programming interface to retrieve transactional data,
access the blockchain transactional database using the blockchain transactional programming interface to retrieve blockchain transactional data,
provide the transactional data, blockchain transactional data, and data from the data store to the analysis module to generate an interest allocation strategy,
generate a trade order based on the interest allocation strategy,
send the trade order to the digital transactional platform programming interface and the blockchain transactional programming interface,
in response to the digital transactional programming interface receiving the trade order, direct the digital transactional module to initiate a first-domain value trade based on the trade order, and
in response to the blockchain transactional programming interface receiving the trade order, direct the blockchain transactional module to initiate a second-domain value trade based on the trade order.

### Claim 2 (depends on 1)

The system of claim 1, wherein the orchestration module is configured to:
generate a user interface element on a user interface;
monitor the user interface element to determine if the user selects the user interface element; and
in response to the user selecting the user interface element, access the transactional database through the digital transactional programming interface to retrieve the transactional data.

### Claim 3 (depends on 1)

The system of claim 1, wherein the blockchain transactional module is configured to:
access and parse a cryptocurrency wallet address on a distributed ledger to generate blockchain transactional data; and
send the generated blockchain transactional data to the blockchain transactional programming interface.

### Claim 4 (depends on 1)

The system of claim 1, wherein the blockchain transactional module is configured to:
access and parse a cryptocurrency wallet address on a secondary mesh network to generate blockchain transactional data; and
send the generated blockchain transactional data to the blockchain transactional programming interface.

### Claim 5 (depends on 1)

The system of claim 1, wherein the orchestration module is configured to access and parse a cryptocurrency wallet address to generate blockchain transactional data.

### Claim 6 (depends on 1)

The system of claim 1, wherein the orchestration module is configured to access and parse a cryptocurrency wallet address on a distributed ledger to generate blockchain transactional data.

### Claim 7 (depends on 1)

The system of claim 1, wherein the orchestration module is configured to access and parse a cryptocurrency wallet address on a secondary mesh network to generate blockchain transactional data.

### Claim 8 (depends on 1)

The system of claim 1, wherein the orchestration module is configured to generate the interest allocation strategy by inputting the transactional data, the blockchain transactional data, and data from the data store into a trained machine learning model.

### Claim 9 (depends on 8)

The system of claim 8, wherein the trained machine learning model is a neural network.

### Claim 10 (depends on 1)

The system of claim 1, comprising:
a user device having a display;
wherein the user device is configured to access the user interface.

### Claim 11

A computer-implemented method of automatically managing networked computer platforms, comprising:
accessing, at an orchestration module, a transactional database using a digital transactional programming interface to retrieve transactional data, wherein:
the orchestration module is part of an orchestration platform, and the orchestration platform includes an analysis module, a data store, and an orchestration programming interface, and
the transactional database and the digital transactional programming interface are parts of a digital transactional platform, the digital transactional platform includes a digital transactional module, the transactional database includes the transactional data that is indicative of first-domain value correlated to a user, the digital transactional module is configured to trade first-domain value, and the digital transactional platform interface is configured to provide access to the transactional database and the digital transactional module;
accessing a blockchain transactional database using a blockchain transactional programming interface to retrieve blockchain transactional data, wherein:
the blockchain transactional database and the blockchain transactional programming interface are parts of a blockchain transactional platform, the blockchain transactional platform includes a blockchain transactional module, the blockchain transactional database includes the blockchain transactional data indicative of second-domain value correlated to the user, the blockchain transactional module is configured to trade second-domain value, and the blockchain transactional programming interface is configured to provide access to the blockchain transactional module and the blockchain transactional programming interface;
providing the transactional data, blockchain transactional data, and data from the data store to the analysis module to generate an interest allocation strategy;
generating a trade order based on the interest allocation strategy;
sending the trade order to the digital transactional platform programming interface and the blockchain transactional programming interface;
receiving the trade order at the digital transactional programming interface;
in response to the digital transactional programming interface receiving the trade order, directing the digital transactional module to initiate a first-domain value trade based on the trade order;
receiving the trade order at the blockchain transactional programming interface; and
in response to the blockchain transactional programming interface receiving the trade order, directing the blockchain transactional module to initiate a second-domain value trade based on the trade order.

### Claim 12 (depends on 11)

The method of claim 11, comprising:
generating, at an orchestration module, a user interface element on a user interface;
monitoring the user interface element to determine if the user selects the user interface element; and
in response to the user selecting the user interface element, accessing the transactional database through the digital transactional programming interface to retrieve the transactional data.

### Claim 13 (depends on 11)

The method of claim 11, comprising:
accessing, from the blockchain transactional module, a cryptocurrency wallet address on a distributed ledger;
parsing data from the cryptocurrency wallet address to generate blockchain transactional data; and
sending the generated blockchain transactional data to the blockchain transactional programming interface.

### Claim 14 (depends on 11)

The method of claim 11, comprising:
accessing, from the blockchain transactional module, a cryptocurrency wallet address on a secondary mesh network;
parsing data from the cryptocurrency wallet address to generate blockchain transactional data; and
sending the generated blockchain transactional data to the blockchain transactional programming interface.

### Claim 15 (depends on 11)

The method of claim 11, comprising:
accessing, from the orchestration module, a cryptocurrency wallet address; and
parsing data from the cryptocurrency wallet address to generate blockchain transactional data.

### Claim 16 (depends on 11)

The method of claim 11, comprising:
accessing, from the orchestration module, a cryptocurrency wallet address on a distributed ledger; and
parsing data from the cryptocurrency wallet address to generate blockchain transactional data.

### Claim 17 (depends on 11)

The method of claim 11, comprising:
accessing, from the orchestration module, a cryptocurrency wallet address on a secondary mesh network; and
parsing data from the cryptocurrency wallet address to generate blockchain transactional data.

### Claim 18 (depends on 11)

The method of claim 11, comprising:
generating, at the orchestration module, the interest allocation strategy by inputting the transactional data, the blockchain transactional data, and data from the data store into a trained machine learning model.

### Claim 19 (depends on 18)

The method of claim 18, wherein the trained machine learning model is a neural network.

### Claim 20 (depends on 11)

The method of claim 11, comprising:
accessing, at a user device having a display, the user interface.
