# US 2022/0284456 A1 · System for facilitating direct communications

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- Number: US 2022/0284456 A1
- Document ID: US20220284456A1
- Status: Published application
- Kind: A1
- Application number: 17/689,149
- Filed: 2022-03-08
- Published: 2022-09-08
- Earliest claimed: 2021-03-08
- Assignees: ChaChingMe, Inc
- Applicants: ChaChingMe, Inc
- Inventors: Maximillian SUGRUE; Gary YI; Noor SUGRUE
- Web page: https://patentgrep.com/patent/US20220284456A1

## CPC

- G06Q 30/0201: Market modelling; Market analysis; Collecting market data
- G06Q 30/0215: {Including financial accounts}
- G06Q 30/0255: {based on user history}
- G06Q 30/0269: {based on user profile or attribute}
- G06Q 30/0276: {Advertisement creation}
- G06Q 30/0277: {Online advertisement}
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR

## Abstract

Systems and methods are provided for generating and transmitting communications between merchant, advertiser, and consumer user devices associated with a future purchase that is initially identified by the consumer user. The disclosure describes these and other perspectives of matching and limiting the advertisements and items to a time frame initiated by the consumer user.

## Claims

### Claim 1

A computer-implemented method comprising:
receiving a search term from a client device, wherein the search term corresponds with an item type;
transmitting the item type to an advertising exchange computer network associated with a plurality of advertiser user devices;
receiving a plurality of advertisements transmitted from the plurality of advertiser user devices;
correlating the item type with one or more advertisements from the plurality of advertisements;
providing the one or more advertisements to the client device as a set of advertisements; and
receiving a selection of a first advertisement from the set of advertisements, wherein the selection identifies an item identifier associated with the first advertisement that is identified as being acquired as a future purchase in association with the client device.

### Claim 2 (depends on 1)

The method of claim 1, wherein the future purchase and funds associated with the one or more advertisements is limited to a predetermined time frame from receiving the selection of the first advertisement.

### Claim 3 (depends on 1)

The method of claim 1, further comprising:
receiving a confirmation of the future purchase from the client device within a predetermined time frame from receiving the selection of the first advertisement; and
initiating a credit transfer to a wallet account associated with the client device.

### Claim 4 (depends on 3)

The method of claim 3, wherein receiving a confirmation of the future purchase comprises receiving a photograph of a receipt associated with the future purchase from the client device.

### Claim 5 (depends on 1)

The method of claim 1, further comprising determining an alert notification associated with the set of advertisements and transmitting the alert notification to the client device.

### Claim 6 (depends on 1)

The method of claim 1, wherein the matching procedure comprises routing the item type to an advertising exchange computer network associated with a plurality of advertiser user devices.

### Claim 7

A computer-implemented method comprising:
generating one or more parameters associated with a user device;
transmitting the one or more parameters to a manufacturing exchange computer network associated with a plurality of manufacturer user devices;
receiving a selection of at least one of the one or more parameters from a plurality of manufacturing user devices within the manufacturing exchange computer network;
associating the plurality of manufacturer devices with the user device;
generating a plurality of offers for the user device based on the manufacturer device; and
simultaneously displaying the plurality of offers on the user device.

### Claim 8 (depends on 7)

The method of claim 7, wherein the one or more parameters comprise at least one of age, gender, credit score, past purchases, income level, location, likelihood of purchase, and total expenditures.

### Claim 9 (depends on 7)

The method of claim 7, further comprising updating a profile associated with the user device with the extracted data.

### Claim 10 (depends on 9)

The method of claim 9, wherein the profile is updated with at least one of demographic information, shipping information and other information provided by a consumer.

### Claim 11 (depends on 9)

The method of claim 9, wherein the profile comprises data on recurring purchases. The consumer profile associates with the parameters in order to determine whether a particular consumer is a good match for a particular offer.

### Claim 12 (depends on 7)

The method of claim 7, further comprising setting a time limitation for the offer and removing the offer from the user device after expiration of the time limitation.

### Claim 13 (depends on 12)

The method of claim 12, wherein setting a time limitation comprises receiving information from a manufacturer device and setting a time limitation based on the information.

### Claim 14

A non-transitory computer-readable storage medium storing a plurality of instructions executable by one or more processors, wherein the plurality of instructions when executed by the one or more processors cause the processors to:
receive a search term from a client device, wherein the search term corresponds with an item type;
transmit the item type to an advertising exchange computer network associated with a plurality of advertiser user devices;
receive a plurality of advertisements transmitted from the plurality of advertiser user devices;
correlate the item type with one or more advertisements from the plurality of advertisements;
provide the one or more advertisements to the client device as a set of advertisements; and
receive a selection of a first advertisement from the set of advertisements, wherein the selection identifies an item identifier associated with the first advertisement that is identified as being acquired as a future purchase in association with the client device.

### Claim 15 (depends on 14)

The non-transitory computer-readable storage medium of claim 14, wherein the future purchase and funds associated with the one or more advertisements is limited to a predetermined time frame from receiving the selection of the first advertisement.

### Claim 16 (depends on 14)

The non-transitory computer-readable storage medium of claim 14, wherein the instructions when executed by the one or more processors cause the processors to:
receive a confirmation of the future purchase from the client device within a predetermined time frame from receiving the selection of the first advertisement; and
initiate a credit transfer to a wallet account associated with the client device.

### Claim 17 (depends on 14)

The non-transitory computer-readable storage medium of claim 14, wherein the instructions when executed by the one or more processors cause the processors to determine an alert notification associated with the set of advertisements and transmitting the alert notification to the client device.

### Claim 18 (depends on 14)

The non-transitory computer-readable storage medium of claim 14, wherein the matching procedure comprises routing the item type to an advertising exchange computer network associated with a plurality of advertiser user devices.

### Claim 19

A system for facilitating direct communication comprising:
a processor;
a memory; and
a non-transitory computer-readable storage medium storing a plurality of instructions executable by one or more processors, wherein the plurality of instructions when executed by the one or more processors cause the processors to:
transmit the one or more parameters to a manufacturing exchange computer network associated with a plurality of manufacturer user devices;
receive a selection of at least one of the one or more parameters from a plurality of manufacturing user devices within the manufacturing exchange computer network;
associate the plurality of manufacturer devices with the user device through;
generate a plurality of offers for the user device based on the manufacturer device; and
simultaneously display the plurality of offers on the user device.

### Claim 20 (depends on 19)

The system of claim 19, wherein the one or more parameters comprise at least one of age, gender, credit score, past purchases, income level, location, likelihood of purchase, and total expenditures.
