Systems and methods for acquisition guidance alerts based on biometric characteristics

A computer-implemented method for providing acquisition guidance alerts, the method comprising:

• accessing biometric data of a user from a user device, wherein the biometric data is indicative of a current state of the user;
• accessing acquisition data of the user from a data repository, wherein the acquisition data corresponds to the current state of the user;
• and
• generating an alert using a the trained machine learning model, the trained machine learning model trained to predict an occurrence of an acquisition by users in a state based on (i) biometric data of said users, and (ii) acquisition data of said users, by:
• receiving a signal from the user device indicative of a biometric characteristic of the user;
• determining the biometric characteristic correlates to the user conducting future acquisitions during the current state by:
• comparing the biometric characteristic to a threshold that defines an influenced state of the user;
• and
• determining the biometric characteristic exceeds the threshold, such that the current state of the user includes the influenced state;
• transmitting the alert to the user device with guidance information to prevent the user from conducting the future acquisitions during the current state;
• modifying the threshold by:
• detecting one or more acquisitions occurring during the influenced state;
• determining an acquisition value of one or more acquisitions occurring during the influenced state;
• and
• comparing the acquisition value to a predefined value.

A system for facilitating transmission of guidance alerts, comprising:

• a processor;
• and
• a memory storing instructions that, when executed by the processor, causes the processor to perform operations including:
• receiving a signal from a user device indicative of a biometric characteristic of a user, wherein the biometric characteristic is detected and measured by the user device;
• determining the biometric characteristic exceeds a predetermined threshold, wherein the predetermined threshold defines an impulsive state of the user;
• transmitting an alert to the user device with guidance information for the user on conducting future acquisitions during the impulsive state;
• receiving acquisition data of the user when the user is in the impulsive state;
• and
• adjusting the predetermined threshold to redefine the impulsive state based on the acquisition data and biometric data received from the user device.