System and method of comparing cross-brand lease, finance, and/or purchase data for facilitating the purchase and/or lease of a vehicle

A system for processing an automobile purchase transaction in a data communication network, the system comprising:

• a processor;
• and
• a memory coupled to the processor, wherein the memory stores program instructions executed by the processor, to:
• receive a request from a user device for one or more automobiles from a customer, wherein the request comprises criteria for the one or more automobiles, wherein the criteria comprises specification of the one or more automobiles, budget, location, and a finance preference;
• access the request received from the customer;
• filter the criteria to identify an one or more appropriate automobiles amongst a plurality of automobiles, wherein the criteria is filtered to match the one or more appropriate automobiles with the request;
• provide a purchase structure based on the finance preference received in the request;
• select at least one dealer offering the one or more appropriate automobiles within the budget, wherein the at least one dealer is selected by matching the location of the customer and the at least one dealer, and the purchase structure over the data communication network;
• check an inventory of the one or more appropriate automobiles with the at least one dealer selected over the data communication network;
• obtain a quote from the at least one dealer;
• and
• generate a deal structure for the one or more appropriate automobiles based on the quote obtained from the dealer and the purchase structure.

A non-transitory, computer-readable medium storing instructions that, when executed by a computer system for processing an automobile purchase transaction in a data communication network, configure the computer system for:

• receiving, by a customer interface, a request for one or more automobiles from a customer, the request comprising criteria for the one or more automobiles, the criteria comprising specification of the one or more automobiles, budget, location, and a finance preference;
• accessing the request received from the customer;
• filtering the criteria for identifying one or more appropriate automobiles amongst a plurality of automobiles, the one or more appropriate automobiles matching the criteria in the request;
• providing a purchase structure based on the finance preference received in the request;
• selecting at least one dealer offering the one or more appropriate automobiles within the budget by matching the location of the customer and the at least one dealer, and the purchase structure over the data communication network;
• checking an inventory of the one or more appropriate automobiles with the at least one dealer selected over the data communication network;
• obtaining the quote from the at least one dealer;
• and
• generating a deal structure for the one or more appropriate automobiles based on the quote obtained from the dealer and the purchase structure.