System and method for generating and storing digital receipts for electronic shopping
AssigneeMastercard International Incorporated
InventorsPia Maenpaa, Joshua Kessler, Jaclyn Moore, John Dallesandro, Laurie Chiola, Erin Kieran
Life of this patent
Estimating the term…
Abstract
A system and a method are provided for generating a digital receipt for purchases made utilizing a digital wallet or with other payment procedures. The digital receipt is stored in the cloud in a digital receipts repository for later retrieval. The digital receipt can be standardized to facilitate data processing of the data contained in data fields of the digital receipt. The data fields are text/field searchable and actionable so that the receipts and the data therein can be viewed in any manner desired by the user of the digital wallet.
Claims20
A method for managing a digital receipt received from a merchant, the method performed by a processor executing operations, in accordance with instructions embodied in a memory, the operations comprising:
- receiving account information from a digital wallet that is associated with a customer from a user device of the customer at a merchant point of sale (POS) terminal, the account information including a unique address that is an internet uniform resource locator (URL) of a digital receipt repository associated with the customer and the digital wallet;
- receiving payment information associated with the account information from the digital wallet for a purchase transaction being made by the customer to complete the purchase transaction;
- in response to completing the purchase transaction, generating the digital receipt for the purchase transaction;
- transmitting the digital receipt directly to the URL of the digital receipt repository using the URL;
- storing the digital receipt in the digital receipt repository using the URL;
- and
- granting the customer using the user device access to the digital receipt in the digital receipt repository via the URL.
A digital receipts system to manage a digital receipt of a payment by a customer received from a merchant for a purchase, the system comprising:
- a merchant point of sale (POS) device;
- a user device configured to be in communication with the merchant POS device;
- a server, in communication with the merchant POS device and the user device, the server having a processor and a memory that contains instructions that are readable by the processor and cause the processor to:
- receive account information from a digital wallet that is associated with a customer from a user device of the customer at the merchant POS device, the account information including a unique address that is an internet uniform resource locator (URL) of a digital receipt repository associated with the customer and the digital wallet;
- receive payment information associated with the account information from the digital wallet for a purchase transaction being made by the customer to complete the purchase transaction;
- in response to completing the purchase transaction, generate the digital receipt for the purchase transaction;
- transmit the digital receipt directly to the URL of the digital receipt repository using the URL;
- store the digital receipt in the digital receipt repository using the URL;
- grant the customer using the user device access to the digital receipt in the digital receipt repository via the URL.
Dependencies are inferred from the claim text.