US 2022/0188855 A1Published application

Automated transactional offers using a browser extension

AssigneeAmerican Express Travel Related Services Company, Inc.

InventorsSuman Babu Alapati, William H. Bishop, Anoop Kanippayyur, Rakesh Pattanayak, Avishekh Kumar Tewari, Tejaswi Upadhyaya

Life of this patent

Estimating the term…

patentgrep

Loading patent…

Abstract

Systems and methods for automated transactional offers are disclosed. In one embodiment, a system can be configured to register a uniform resource locator (URL) of a merchant system as a verified merchant URL. An extension communication can be received from a browser extension executed on a client device. A captured merchant URL and a user account of a user can be determined based on the extension communication. A merchant ID is associated with the captured merchant URL is determined based on a comparison of the captured merchant URL and a plurality of verified merchant URLs. An available offer is retrieved based on the merchant ID. The available offer is displayed on the client device. An offer enrollment request from the browser extension of the client device is received. A user offer enrollment is transmitted to an issuer system.

Claims20

Dependent claims

A method comprising:

registering, by a computing device, a uniform resource locator (URL) associated with a merchant system as a verified merchant URL that is assigned to a merchant ID;
receiving, by the computing device, an extension communication from a browser extension executed on a client device;
determining, by the computing device, a captured merchant URL and a user account of a user based at least in part on the extension communication;
determining, by the computing device, the merchant ID is associated with the captured merchant URL based at least in part on a comparison of the captured merchant URL and a plurality of verified merchant URLs;
retrieving, by the computing device, an available offer based at least in part on the merchant ID;
causing, by the computing device, a display of the available offer on the client device;
receiving, by the computing device, an offer enrollment request from the browser extension of the client device based at least in part on a selection of the available offer on the client device;
and
transmitting, by the computing device, a user offer enrollment to an issuer system, the user offer enrollment comprising user account data associated with the user account.

6 more elements

A system comprising:

a computing device comprising a processor and a memory;
and
program instructions stored in the memory that, when executed by the processor, cause the computing device to at least:
register a uniform resource locator (URL) associated with a merchant system as a verified merchant URL that is assigned to a merchant ID;
receive an extension communication from a browser extension executed on a client device;
determine a captured merchant URL and a user account of a user based at least in part on the extension communication;
determine the merchant ID is associated with the captured merchant URL based at least in part on a comparison of the captured merchant URL and a plurality of verified merchant URLs;
retrieve an available offer based at least in part on the merchant ID;
cause a display of the available offer on the client device;
receive an offer enrollment request from the browser extension of the client device based at least in part on a selection of the available offer on the client device;
and
transmit a user offer enrollment to an issuer system, the user offer enrollment comprising user account data associated with the user account.

9 more elements

A non-transitory computer readable storage medium having instructions stored thereon that, in response to execution by a processor of a computing device, cause the computing device to at least:

register a uniform resource locator (URL) associated with a merchant system as a verified merchant URL that is assigned to a merchant ID;
receive an extension communication from a browser extension executed on a client device;
determine a captured merchant URL and a user account of a user based at least in part on the extension communication;
determine the merchant ID is associated with the captured merchant URL based at least in part on a comparison of the captured merchant URL and a plurality of verified merchant URLs;
retrieve an available offer based at least in part on the merchant ID;
cause a display of the available offer on the client device;
receive an offer enrollment request from the browser extension of the client device based at least in part on a selection of the available offer on the client device;
and
transmit a user offer enrollment to an issuer system, the user offer enrollment comprising user account data associated with the user account.

6 more elements

Dependencies are inferred from the claim text.

Facts

Application: 17/684,029Filed 1 Mar 2022
Priority: 15 Apr 2019
Published: 16 Jun 2022
Term ends: Not estimatedThe source records don’t support an estimate.

Classification5 codes

G06Q 30/0222
Discounts or incentives, e.g. coupons or rebates: during e-commerce, i.e. online transactions
G06F 16/9566
Using information identifiers, e.g. uniform resource locators [URL]: uRL specific, e.g. using aliases, detecting broken or misspelled links
G06Q 30/0236
Discounts or incentives, e.g. coupons or rebates: incentive or reward received by requiring registration or ID from user
G06Q
Information and communication technology [ict] specially adapted for administrative, commercial, financial, managerial

Family

Application16/384,416Continuation · filed 15 Apr 2019
Application17/684,029Continuation
US 11,282,103 B2Related patent
US 11,941,654 B2Related patent
US 2020/0327573 A1Published application
US 2022/0188855 A1This patent

From the US filing history. Foreign family members aren’t listed.