Facilitating payments in an extended reality system based on behavioral biometrics

A computerized method for enabling processing of transactions from within an extended reality (XR) system using behavioral biometrics, the computerized method comprising:

• detecting, by a processor, a user using the XR system;
• automatically collecting, by the processor, a first set of biometric data of the user using the XR system based on the user being detected, the first set of biometric data including biometric data of at least one behavioral biometric data type;
• transforming, by the processor, the first set of biometric data of the user into a first biometric token;
• identifying, by the processor, a user profile based on the first biometric token, wherein the user profile is associated with a subset of content and a payment account identifier of a payment account;
• providing, by the processor, access to the subset of the content to the user via the XR system based on the identified user profile;
• receiving, by the processor, a transaction request associated with the provided access to the subset of the content;
• based on the received transaction request, automatically collecting, by the processor, a second set of biometric data of the user using the XR system, the second set of biometric data including biometric data of the at least one behavioral biometric data type;
• transforming, by the processor, the second set of biometric data of the user into a second biometric token;
• verifying, by the processor, that the second biometric token is associated with the user profile;
• and
• based on verifying that the second biometric token is associated with the user profile, initiating, by the processor, a transaction based on the transaction request, the payment account identifier, and the second biometric token, whereby an identity of the user is authenticated based on the second biometric token and a transaction processing entity with which the transaction is initiated is configured to cause a transaction amount to be paid from the payment account based on the authentication of the identity of the user.

One or more non-transitory computer storage media having computer-executable instructions for enabling processing of transactions from within an extended reality (XR) system using behavioral biometrics that, upon execution by a processor, cause the processor to at least:

• detect a user using the XR system;
• automatically collect a first set of biometric data of the user using the XR system based on the user being detected, the first set of biometric data including biometric data of at least one behavioral biometric data type;
• transform the first set of biometric data of the user into a first biometric token;
• identify a user profile based on the first biometric token, wherein the user profile is associated with a subset of content and a payment account identifier of a payment account;
• provide access to the subset of the content to the user via the XR system based on the identified user profile;
• receive a transaction request associated with the provided access to the subset of the content;
• based on the received transaction request, automatically collect a second set of biometric data of the user using the XR system, the second set of biometric data including biometric data of the at least one behavioral biometric data type;
• transform the second set of biometric data of the user into a second biometric token;
• verify that the second biometric token is associated with the user profile;
• and
• based on verifying that the second biometric token is associated with the user profile, initiate a transaction based on the transaction request, the payment account identifier, and the second biometric token, whereby an identity of the user is authenticated based on the second biometric token and a transaction processing entity with which the transaction is initiated is configured to cause a transaction amount to be paid from the payment account based on the authentication of the identity of the user.