Loading patent…
AssigneeCapital One Services, LLC
InventorsJeffrey RULE, Daniel HERRINGTON, Rajko ILINCIC
Estimating the term…
Example embodiments relate to reissuing or otherwise altering a contactless card. These embodiments are particularly well-suited to an emergency reissue in which many cards have been compromised as the result of a data breach of a major credit card provider or department store. An exemplary contactless card includes a chip that stores encrypted authentication information, including a primary account number (PAN) that identifies the card. The chip may include a first applet responsible making payments with the card; the first applet may manage the PAN. A second applet may be capable of interacting with an outside application, and may serve as a bridge to the first applet. A rewrite of the PAN may be triggered by issuing a write command to the second applet, or by interacting with the chip in a predetermined manner (e.g., tapping the card on an interactable element a predetermined number of times).
A contactless card, comprising:
A computer-implemented method to change account numbers on a contactless card using secure applets, comprising:
A non-transitory computer-readable medium comprising instructions, that when executed by processing circuitry, cause the processing circuitry to:
Dependencies are inferred from the claim text.