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US 2022/0188801 A1Published application
Cryptocurrency payment and distribution platform
AssigneeNew York Digital Investment Group LLC
InventorsPATRICK SELLS, STEVEN SCHNALL
Life of this patent
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Abstract
In embodiments of the present disclosure, a third-party cryptocurrency payment and distribution platform is provided that may facilitate the orchestration of fiat-to-cryptocurrency and cryptocurrency-to-fiat currency exchanges without necessitating a bank's direct involvement in the cryptocurrency transactions, but rather enables banks and other entities to provide access to cryptocurrency services for their customers through an external entity.
Claims4
1-18. (canceled)
A cryptocurrency payment and distribution platform system, comprising:
- a machine learning system that trains a set of machine-learned models to identify a set of transaction criteria for a financial transaction marketplace using a training data set comprising at least one of a cryptocurrency market, a financial service provider account, and transaction outcomes data;
- an artificial intelligence system that receives a payment request as part of processing a transaction, wherein the payment request includes data relating to transaction criteria;
- an artificial intelligence system that matches the received transaction criteria to at least one set of transaction criteria among the set of machine-learned models;
- and
- an artificial intelligence system that makes a recommendation to fulfill the payment request in either fiat currency or cryptocurrency based in part on the matched set of transaction criteria among the set of machine-learned models.
2 more elements
21-35. (canceled)
Dependencies are inferred from the claim text.