System for data integrity monitoring and securitization
AssigneeBank of America Corporation
InventorsPrashant Khare, Prashant Anna Bidkar, Anjani Mishra, Ranjan Verma
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Abstract
The systems and methods described include the ability to store such information in an immutable and distributed, verifiable fashion. Furthermore, the system includes enhanced means for retrieving, interacting with, and visualizing such information via user interface on a variety of user device types. The system is further configured to intelligently determine data forwarding decisions based on one or more configurable data guidelines as determined by one or more entities or third party systems, and provide access to verified data to these entities and systems.
Claims20
A system for data integrity monitoring and securitization, the system comprising:
- at least one memory device with computer-readable program code stored thereon;
- at least one communication device;
- at least one processing device operatively coupled to the at least one memory device and the at least one communication device, wherein executing the computer-readable program code is configured to cause the at least one processing device to:
- receive resource transaction data and user data from multiple information channels;
- store the resource transaction data and user data on a distributed register database;
- provide access to the distributed register database to a machine learning engine trained to identify anomalous resource transaction patterns and user relationships;
- store identified anomalies and user relationships in a knowledge graph format on the distributed register database;
- generate an alert based on one or more identified anomalies and user relationships and store the alert on the distributed register database;
- analyze the generated alert to identify one or more reporting requirements;
- and
- based on the one or more reporting requirements, automate reporting of relevant data to one or more third parties or implement a resource account control action.
A computer program product for data integrity monitoring and securitization, the computer program product comprising a non-transitory computer-readable storage medium having computer-executable instructions to:
- receive resource transaction data and user data from multiple information channels;
- store the resource transaction data and user data on a distributed register database;
- provide access to the distributed register database to a machine learning engine trained to identify anomalous resource transaction patterns and user relationships;
- store identified anomalies and user relationships in a knowledge graph format on the distributed register database;
- generate an alert based on one or more identified anomalies and user relationships and store the alert on the distributed register database;
- analyze the generated alert to identify one or more reporting requirements;
- and
- based on the one or more reporting requirements, automate reporting of relevant data to one or more third parties or implement a resource account control action.
A computer implemented method for data integrity monitoring and securitization, the computer implemented method comprising:
- providing a computing system comprising a computer processing device and a non-transitory computer readable medium, where the non-transitory computer readable medium comprises configured computer program instruction code, such that when said instruction code is operated by said computer processing device, said computer processing device performs the following operations:
- receive resource transaction data and user data from multiple information channels;
- store the resource transaction data and user data on a distributed register database;
- provide access to the distributed register database to a machine learning engine trained to identify anomalous resource transaction patterns and user relationships;
- store identified anomalies and user relationships in a knowledge graph format on the distributed register database;
- generate an alert based on one or more identified anomalies and user relationships and store the alert on the distributed register database;
- analyze the generated alert to identify one or more reporting requirements;
- and
- based on the one or more reporting requirements, automate reporting of relevant data to one or more third parties or implement a resource account control action.
Dependencies are inferred from the claim text.