System and method for enhanced profiling

A system for matching a user to a service provider, the system comprising:

• a communication network;
• and
• a server computing device comprising at least one server-side processor, said server side computing device configured to communicate with multiple user devices and multiple service provider devices via a communication channel of said communication network,
• wherein said at least one server-side processor is configured to:
• obtain a user profile associated with said user, said user profile based on at least one factor selected from the group consisting of:
• a sought service type, a sought service quality, a sought service speed, a risk niche, a demographic niche, a socio-economic niche, an age attribute, a health attribute, a quote acceptance likelihood, a binding likelihood, an expected life time value, a probability of fraud, user intent, and a probability of conversion via a fully online process;
• obtain multiple service provider profiles, each associated with a different provider for a service, wherein each service provider profile based on at least one factor selected from the group consisting of:
• an offered service type, an offered service quality, an offered service speed, a target risk niche, a target demographic niche, a target socio-economic niche, a quote acceptance threshold, a binding threshold, and an expected user life time value threshold;
• match said user with at least one of said multiple service providers by fitting at least one factor of said user profile to at least one factor of at least one of said multiple service provider profiles;
• present said matched one of said multiple service providers to said user;
• receive a confirmation from said user regarding said matched one of said multiple service providers;
• establish a channel between said user and said matched one of said multiple service providers;
• and
• provide at least one aspect of said user profile to said matched one of said multiple service providers.

A method for creating a user profile via a dynamically adaptive user interface (UI), the method comprising the procedures of:

• providing an adaptive user interface (UI) configured to at least visually engage in an interactive communication with a user via a user device;
• displaying on said user device, via said adaptive UI, an image prompting said user to provide a first response;
• receiving said first response via said adaptive UI;
• deriving a first user characteristic based on at least one of multiple information vectors associated with said user, said multiple information vectors comprising at least said adaptive UI;
• applying said first user characteristic to dynamically modify a display property of a follow-up image prompting said user for a second response via said adaptive UI,
• wherein said modified display property is configured to facilitate said engagement with said user via said adaptive UI;
• displaying said follow-up image on said user device via said adaptive UI;
• receiving said second response via said adaptive UI;
• deriving a second user characteristic for said user based on said second response;
• and
• applying at least one of said first user characteristic and said second characteristic to create a user profile for said user.

A system for creating a user profile via a dynamically adaptive user interface (UI), the system comprising:

• a communication network;
• and
• a server computing device comprising at least one server-side processor, said server side computing device configured to communicate with multiple user devices and multiple service provider devices via a communication channel of said communication network,
• wherein said at least one server-side processor is configured to:
• provide an adaptive user interface (UI) for at least visually engaging in an interactive communication with a user of said user device, display, on said user device via said adaptive UI, an image prompting said user to provide a first display response;
• receive said first display response;
• derive a first user characteristic based on at least one of multiple information vectors associated with said user, said multiple information vectors comprising at least said first display response;
• apply said first user characteristic to dynamically modify a display property of a follow-up image prompting said user for a second display response via said adaptive UI, wherein said modified display property is configured to facilitate said engagement with said user via said adaptive UI;
• display said follow-up image on said user device via said adaptive UI;
• receive said second display response;
• derive a second user characteristic for said user based on said second display response;
• and
• apply at least one of said first user characteristic and said second characteristic to create a user profile for said user.