Computer-implemented mortgage processing system and method for facilitating a mortgage fulfillment process

A method programmed for execution in a computing environment for facilitating a mortgage fulfillment process between a mortgage processor computing device and a borrower computing device, wherein the mortgage processor computing device and the borrower computing device are in communication with a server over a network, the server including a processor and a memory having computer instructions stored therein, the processor configured for executing the computer instructions for performing the method comprising:

• receiving an input request to establish a loan file from the mortgage processor computing device over the network, wherein the input request includes loan data associated with the loan file, and wherein the loan data includes an identification of a plurality of required mortgage application documents;
• generating the loan file and associating the loan data with the generated loan file;
• allowing for the display of the loan data associated with the loan file on a display of the mortgage processor computing device;
• communicating the identification of the plurality of required mortgage application documents to the borrower computing device over the network;
• receiving one or more data files associated with one or more of the plurality of required mortgage application documents, respectively, from the borrower computing device over the network;
• and
• making the one or more associated data files available to the mortgage processor computing device over the network,
• wherein, after the server receives the one or more associated data files, the method further comprises:
• temporarily storing the one or more associated data files received by the server from the borrower computing device in a secure location of the memory of the server;
• receiving input from the mortgage processor computing device to perform a drag and drop operation that allows for the one or more associated data files to be transferred from the server to the mortgage processor computing device;
• communicating the one or more associated data files from the memory of the server to the mortgage processor computing device in response to the received input associated with the drag and drop operation so that the one or more associated data files are stored in a memory of the mortgage processor computing device;
• and
• automatically deleting the one or more associated data files from the secure location in the memory of the server after completion of the transfer to the mortgage processor computing device via the drag and drop operation.

A non-transitory computer-readable storage medium having instructions stored thereon for execution by a processor of a server for implementing a method facilitating a mortgage fulfillment process between a mortgage processor computing device and a borrower computing device, wherein the mortgage processor computing device and a borrower computing device are in communication with the server over a network, the method comprising:

• receiving an input request to establish a loan file from the mortgage processor computing device over the network, wherein the input request includes loan data associated with the loan file, and wherein the loan data includes an identification of a plurality of required mortgage application documents;
• generating the loan file and associating the loan data with the generated loan file;
• allowing for the display of the loan data associated with the loan file on a display of the mortgage processor computing device;
• communicating the identification of the plurality of required mortgage application documents to the borrower computing device over the network;
• receiving a data file associated with one of the plurality of required mortgage application documents from the borrower computing device over the network;
• and
• making the one or more associated data files available to the mortgage processor computing device over the network,
• wherein, after the server receives the one or more associated data files, the method further comprises:
• temporarily storing the one or more associated data files received by the server from the borrower computing device in a secure location of the memory of the server;
• receiving input from the mortgage processor computing device to perform a drag and drop operation that allows for the one or more associated data files to be transferred from the server to the mortgage processor computing device;
• communicating the one or more associated data files from the memory of the server to the mortgage processor computing device in response to the received input associated with the drag and drop operation so that the one or more associated data files are stored in a memory of the mortgage processor computing device;
• and
• automatically deleting the one or more associated data files from the secure location in the memory of the server after completion of the transfer to the mortgage processor computing device via the drag and drop operation.