US 2022/0101427 A1Published application

Systems and methods for secured fund allocation and provision

AssigneeGreenSky Software, LLC

InventorsDavid Zalik, Stefan Woulfin, Kyle Cochran, Matthew Baxter, Chris Parks, Joshua Melcher, Rahul Kulkami, Guhan Raaghavan, Paul Anderson, Paul Rafferty, Timothy Kaliban, Michael Schuman, William Still

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Abstract

In an example implementation, a method includes receiving, at a computing device, borrower information and requested financing plan information. Likewise, a method includes outputting at least a portion of the received information to a second computing device and, after receiving an indication of a decision denying the requested financing plan, outputting at least a portion of the received information to a computing device associated with a lender and confirming, to a computing device associated with a borrower or a merchant that the information has been sent to the lender.

Claims9

Dependent claims

A method comprising:

receiving, at a first computing device and from a computing device associated with a particular borrower or a computing device associated with a merchant, (i) preliminary borrower information relating to the particular borrower and (ii) requested financing plan information relating to a financing plan as requested by the particular borrower;
outputting, for delivery to a second computing device, (i) the preliminary borrower information relating to the particular borrower and (ii) the requested financing plan information relating to the financing plan as requested by the particular borrower;
receiving, at the first computing device and from the second computing device, data indicative of a decision to deny the requested financing plan;
outputting, for delivery to the computing device associated with the particular borrower or the computing device associated with the merchant, (i) an indication of the decision to deny the requested financing plan and (ii) a request for additional borrower information relating to the particular borrower;
receiving, at the first computing device and from the computing device associated with the particular borrower or the computing device associated with the merchant, the additional borrower information relating to the particular borrower;
outputting, for delivery to at least one computing device associated with at least one lender, (i) at least a portion of the preliminary borrower information relating to the particular borrower and/or (ii) at least a portion of the additional information relating to the particular borrower, and/or (iii) the requested financing plan information;
outputting, for delivery to the computing device associated with the particular borrower or the computing device associated with the merchant, a confirmation that (i) at least a portion of the preliminary borrower information relating to the particular borrower and/or (ii) at least a portion of the additional information relating to the particular borrower, and/or (iii) the requested financing plan information was sent to at least one computing device associated with at least one lender.

4 more elements

A method comprising:

receiving, at a first computing device and from a computing device associated with a particular borrower or a computing device associated with a merchant, (i) borrower information relating to the particular borrower and (ii) requested financing plan information relating to a financing plan as requested by the particular borrower;
outputting, for delivery to a second computing device, (i) the borrower information relating to the particular borrower and (ii) the requested financing plan information relating to the financing plan as requested by the particular borrower;
receiving, at the first computing device and from the second computing device, data indicative of a decision to deny the requested financing plan;
outputting, for delivery to at least one computing device associated with at least one lender, (i) at least a portion of the borrower information relating to the particular borrower and/or (ii) the requested financing plan information;
outputting, for delivery to the computing device associated with the particular borrower or the computing device associated with the merchant, a confirmation that (i) at least a portion of the borrower information relating to the particular borrower and/or (ii) the requested financing plan information was sent to at least one computing device associated with at least one lender.

2 more elements

Dependencies are inferred from the claim text.