Payment methods and systems based on wireless communication and biometric features

A computer-implemented system, comprising:

• one or more computers;
• and
• one or more computer memory devices interoperably coupled with the one or more computers and having tangible, non-transitory, machine-readable media storing one or more instructions that, when executed by the one or more computers, perform one or more operations comprising:
• determining at least one wireless communications device is within a wireless communication range of a payment collection system;
• establishing a short-range wireless communication connection to the at least one wireless communications device in response to the determination;
• obtaining, from a payment platform, data specifying at least one account associated with the at least one wireless communications device and data specifying a biometric feature associated with the at least one account, wherein the at least one wireless communications device is in a one-to-one correspondence with the at least one account, and wherein the payment platform stores data for multiple different accounts;
• receiving data specifying a target biometric feature of a target user;
• determining whether the target biometric feature matches the biometric feature associated with the at least one account;
• in response to determining that the target biometric feature matches the biometric feature associated with the at least one account, determining a target account of the target user based on the at least one account;
• and
• performing a deduction operation on the target account.

A non-transitory, computer-readable medium storing one or more instructions executable by a computer system to perform operations comprising:

• determining at least one wireless communications device is within a wireless communication range of a payment collection system;
• establishing a short-range wireless communication connection to the at least one wireless communications device in response to the determination;
• obtaining, from a payment platform, data specifying at least one account associated with the at least one wireless communications device and data specifying a biometric feature associated with the at least one account, wherein the at least one wireless communications device is in a one-to-one correspondence with the at least one account, and wherein the payment platform stores data for multiple different accounts;
• receiving data specifying a target biometric feature of a target user;
• determining whether the target biometric feature matches the biometric feature associated with the at least one account;
• in response to determining that the target biometric feature matches the biometric feature associated with the at least one account, determining a target account of the target user based on the at least one account;
• and
• performing a deduction operation on the target account.