Configurable transaction management controller and method thereof

A computer-implemented method for managing payment authorization request messaging for payment transactions, the method comprising:

• receiving, by a transaction management controller, a transaction amount for insertion into a payment authorization request message, wherein the transaction management controller manages payment processing for payment transactions as directed by a remote configuration device;
• requesting, by the transaction management controller and from a point of interaction device, payment card data for the payment authorization request message, wherein the point of interaction device initiates payment transactions as directed by the remote configuration device;
• receiving, by the transaction management controller and from the point of interaction device, the requested payment card data for insertion into the payment authorization request message;
• inserting, by the transaction management controller, the payment card data received from the point of interaction device and the transaction amount into the payment authorization request message;
• transmitting, by the transaction management controller, the payment authorization request message to a payment network;
• receiving, by the transaction management controller and from the payment network, a payment authorization response message for the payment authorization request message;
• and
• transmitting, by the transaction management controller, the payment authorization response message for generation of a receipt.

One or more non-transitory machine-readable storage media comprising a plurality of instructions stored thereon that in response to being executed by a transaction management controller, cause the transaction management controller to:

• receive a transaction amount for insertion into a payment authorization request message, wherein the transaction management controller manages payment processing for payment transactions as directed by a remote configuration device;
• request, from a point of interaction device, payment card data for the payment authorization request message, wherein the point of interaction device initiates payment transactions as directed by the remote configuration device;
• receive, from the point of interaction device, the requested payment card data for insertion into the payment authorization request message;
• insert the payment card data received from the point of interaction device and the transaction amount into the payment authorization request message;
• transmit the payment authorization request message to a payment network;
• receive, from the payment network, a payment authorization response message for the payment authorization request message;
• and
• transmit the payment authorization response message for generation of a receipt.

A system for managing payment authorization request messaging for payment transactions, the system comprising:

• a transaction management controller comprising a processor executing instructions stored in memory, wherein the instructions cause the processor to:
• receive a transaction amount for insertion into a payment authorization request message, wherein the transaction management controller manages payment processing for payment transactions as directed by a remote configuration device;
• request, from a point of interaction device, payment card data for the payment authorization request message, wherein the point of interaction device initiates payment transactions as directed by the remote configuration device;
• receive, from the point of interaction device, the requested payment card data for insertion into the payment authorization request message;
• insert the payment card data received from the point of interaction device and the transaction amount into the payment authorization request message;
• transmit the payment authorization request message to a payment network;
• receive, from the payment network, a payment authorization response message for the payment authorization request message;
• and
• transmit the payment authorization response message for generation of a receipt.