Computer program, method, and system for providing redeemable promotional-valued credits

One or more non-transitory computer-readable media storing computer-executable instructions that, when executed by at least one processor, perform a method of providing, to a user, an electronic resource and an account where the user can make a purchase, receive promotional-valued credits in response to making the purchase, and participate in at least one game, the method comprising:

• receiving, from the user, a purchase amount to purchase a deliverable of a plurality of deliverables,
• wherein the purchase amount represents a cost of the deliverable using a fiat currency having a fiat currency value;
• providing the user a first amount of the promotional-valued credits for making the purchase;
• identifying a second amount of the promotional-valued credits to initiate play of the at least one game by the user;
• and
• determining a third amount of the promotional-valued credits based on the user's play of the at least one game,
• wherein the fiat currency value of the account is at least a net sum of the first amount of the promotional-valued credits, the second amount of the promotional-valued credits, and the third amount of the promotional-valued credits, and wherein the net sum is guaranteed to be equal to or greater than zero.

A system for providing to a user an electronic resource and an account comprising a website or mobile application where the user can make a purchase, receive promotional-valued credits in response to making the purchase, and participate in at least one game, the system comprising:

• a processor;
• one or more non-transitory computer-readable media storing computer-executable instructions that, when executed by the processor, perform a method of providing the website or the mobile application and the promotional-valued credits to the user, the method comprising:
• receiving, from the user, a purchase amount to purchase a deliverable of a plurality of deliverables,
• wherein the purchase amount represents a cost of the deliverable using a fiat currency having a fiat currency value;
• providing the user a first amount of the promotional-valued credits for making the purchase;
• identifying a second amount of the promotional-valued credits to initiate play of the at least one game by the user;
• and
• determining a third amount of the promotional-valued credits based on the user's play of the at least one game,
• wherein the fiat currency value of the account is a net sum of the purchase amount, the first amount of the promotional-valued credits, the second amount of the promotional-valued credits, and the third amount of the promotional-valued credits, and wherein the net sum is guaranteed to be equal to or greater than the fiat currency value of the purchase amount.