US 2022/0092710 A1Published application

Real Estate Mortgage Analysis Browser Extension

AssigneeStackSource, Inc.

InventorsTimothy Robert Milazzo, Brandon Robert Lipman

Life of this patent

Estimating the term…

Loading patent…

Abstract

A unique method provides real estate mortgage and investment analyses to a user. The method is implemented through a mortgage analyzer that comprises an add-on extension to an Internet browsing client. The method facilitates analyses for prospective real estate properties with various input data and allows easy sharing of analysis results with others. The method offers mortgage scenario comparison and investment option analysis that provide not only the optimal mortgage choice, but also the most promising investment opportunity. Additionally, the method scrapes information directly off property listing webpages viewed by the user, eliminating the need for manual input of information the user is already viewing. Further, the method allows the user to initiate a mortgage loan application directly to a desired mortgage lender entity. Thus, the present invention provides a versatile and powerful method to the user to make optimal decisions for real estate mortgage borrowing and investment opportunities.

Claims20

Dependent claims

A method for providing mortgage and investment analyses of a real estate property comprising the steps of:

(A) providing a plurality of user accounts managed by at least one remote server, wherein each of the plurality of user accounts is associated with a corresponding personal computing (PC) device;
(B) providing a real estate mortgage analyzer to the corresponding PC device of a specific user through the remote server, wherein the analyzer comprises a web browser extension app for mortgage analysis;
(C) prompting the corresponding PC device of the specific user to activate the mortgage analyzer while browsing a real estate listing web site;
(D) acquiring a plurality of input data for a specific real estate property specified by the specific user through the remote server, wherein the listing website is scraped to collect the plurality of input data;
(E) conducting an analysis of the specific property to determine a plurality of metrics through the remote server, wherein the plurality of metrics includes mortgage data and investment metrics;
and
(F) relaying the analysis results for the specific property to the corresponding PC device of the specific user, wherein the analysis results include the plurality of metrics and/or mortgage/investment options.

4 more elements

Dependencies are inferred from the claim text.

Facts

Application: 17/479,773Filed 20 Sep 2021
Priority: 18 Sep 2020
Published: 24 Mar 2022
Term ends: Not estimatedThe source records don’t support an estimate.

Classification7 codes

G06Q 50/16
Services: real estate
G06F 16/955
Retrieval from the web: using information identifiers, e.g. uniform resource locators [URL]
G06F 16/957
Retrieval from the web: browsing optimisation, e.g. caching or content distillation
G06Q 40/03
Finance; Insurance; Tax strategies; Processing of corporate or income taxes: credit; Loans; Processing thereof