Proximal distance and usage pattern access management

A computer program product comprising:

• one or more computer readable storage media and program instructions stored on at least one of the one or more storage media, the program instructions comprising:
• program instructions to identify a first trigger event based on a financial device profile indicating a first proximal distance threshold is exceeded for a first device relative to a second device, wherein the first device is capable of executing financial transactions;
• program instructions to query one or more network devices in a vicinity of the first device to validate the first trigger event;
• program instructions to, responsive to receiving a first validation of the first trigger event from at least one network device from the one or more network devices, apply a first temporal lock on the first device preventing future executions of financial transactions;
• and
• program instructions to responsive to validating a user associated with the second device, update the financial device profile based on at least on the first trigger event and a location for the trigger event.

A computer system comprising:

• one or more computer processors;
• one or more computer readable storage media;
• and
• program instructions stored on the computer readable storage media for execution by at least one of the one or more computer processors, the program instructions comprising:
• program instructions to identify a first trigger event based on a financial device profile indicating a first proximal distance threshold is exceeded for a first device relative to a second device, wherein the first device is capable of executing financial transactions;
• program instructions to query one or more network devices in a vicinity of the first device to validate the first trigger event;
• program instructions to, responsive to receiving a first validation of the first trigger event from at least one network device from the one or more network devices, apply a first temporal lock on the first device preventing future executions of financial transactions;
• and
• program instructions to responsive to validating a user associated with the second device, update the financial device profile based on at least on the first trigger event and a location for the trigger event.