System and method for touchless pin entry

The method of claim 1, further comprising generating an ephemeral symmetric encryption key at the mobile device.

The method of claim 2, further comprising encrypting the ephemeral symmetric encryption key using the public key at the mobile device.

The method of claim 3, further comprising transmitting the encrypted ephemeral symmetric encryption key to the self-service terminal.

The method of claim 4, further comprising decrypting the encrypted ephemeral symmetric encryption key at the self-service terminal using a private key for the self-service terminal, the private key corresponding to the public key for the self-service terminal.

The method of claim 5, wherein the PIN is encrypted using the ephemeral symmetric encryption key at the mobile device.

The method of claim 6, wherein the PIN is decrypted using the decrypted ephemeral symmetric encryption key at the self-service terminal.

The method of claim 8, further comprising signing the one-time public key at the self-service terminal with a private key for the self-service terminal, the private key corresponding to the public key for the self-service terminal.

The method of claim 9, further comprising verifying the signature of the one-time public key at the mobile device using the public key for the self-service terminal prior to encrypting the PIN using the one-time public key.

The method of claim 8, wherein the PIN is decrypted using a private key corresponding to the one-time public key.

The method of claim 1, further comprising:

• transmitting mobile device-specific information from the mobile device to the self-service terminal;
• signing the mobile device-specific information with the public key at the self-service terminal and forwarding the signed mobile device-specific information to the mobile device;
• verifying that the public key is up to date by verifying the signature of the mobile device-specific information received from the self-service terminal.

The method of claim 1, further comprising receiving the public key for the self-service terminal at the mobile device by reading a QR code version of the public key displayed on a display of the self-service terminal.

The system of claim 16, wherein the encryption processor is configured to decrypt the encrypted ephemeral symmetric encryption key at the self-service terminal using a private key for the self-service terminal, the private key corresponding to the public key for the self-service terminal.

The system of claim 17, wherein the PIN entry application is configured to encrypt the PIN using the ephemeral symmetric encryption key and wherein the encryption processor is configured to decrypt the PIN using the decrypted ephemeral symmetric encryption key.

The system of claim 15, wherein the PIN entry application is configured to request a one-time public key from the self-service terminal, receive the one-time public key from the self-service terminal, and encrypt the PIN using the one-time public key.

The system of claim 19, wherein the encryption processor is configured to decrypt the PIN using a private key corresponding to the one-time public key.