Systems and methods for rendering card art representation

A digital representation system comprising:

• a transmission device comprising a processes and memory, the memory comprising a first set of data associated with a personalized digital representation of the transmitting device, wherein the first set of data is stored as one or more first NDEF messages/records transmittable via NFC to a corresponding application stored on a client device;
• and
• a server communicatively coupled to the corresponding application, and,
• configured to construct the personalized digital representation of the transmitting device from the first set of data transmitted by the transmitting device to the corresponding application on the client device and communicated, via the corresponding application, to the server;
• and
• the corresponding application being configured to provide the personalized digital representation of the transmitting device to one or more payment applications, for display as an accurate visual indicator of a payment method associated with the transmitting device.