Touchless Transaction on a Transaction Terminal

A method, comprising:

• executing, by a processor of a mobile device, a mobile application;
• detecting, by the mobile application, a first code captured by a camera of the mobile device;
• decoding, by the mobile application, the first code and obtaining a Service Set Identifier (SSID) for a transaction terminal and a passcode;
• interacting, by the mobile application, with a transceiver of the mobile device and establishing a wireless connection with the transaction terminal using the SSID and the passcode;
• detecting, by the mobile application, a second code captured by the camera of the mobile device;
• decoding, by the mobile application, the second code and obtaining instructions that were encoded in the second code by the transaction terminal;
• and
• processing, by the mobile application, the instructions to request transaction interface screens for a transaction with the transaction terminal be remoted over the wireless connection to the mobile device.

A mobile device, comprising:

• a wireless transceiver;
• a camera;
• a processor;
• a non-transitory computer-readable storage medium comprising executable instructions;
• the executable instructions when executed by the processor from the non-transitory computer-readable storage medium cause the processor to perform operations comprising:
• decoding a first code captured by the camera from a display of a transaction terminal into a Service Set Identifier (SSID) and a passcode for the transaction terminal;
• using the wireless transceiver to establish a Peer-to-Peer (P2P) wireless connection between the mobile device and the transaction terminal;
• decoding a second code captured by the camera from the display of the transaction terminal into instructions;
• and
• processing the instructions over the P2P wireless connection to cause a transaction interface for the transaction terminal to be remoted onto the mobile device for a transaction between a user who is operating the mobile device and the transaction terminal.