Resource allocation method and device, and electronic payment method

An apparatus comprising:

• one or more processors;
• and
• a memory coupled to the one or more processors and configured with instructions executable by the one or more processors, wherein the one or more processors are configured to execute the instructions to perform operations including:
• acquiring account information of a second client operated by a merchant;
• verifying whether the account information of the second client meets one or more requirements for payment;
• in response to verifying that the account information of the second client meets the one or more requirements for payment, establishing a first correspondence between the account information and token information;
• generating (i) a uniform resource locator carrying the token information and (ii) a bar code or a two-dimensional code corresponding to the uniform resource locator;
• saving the first correspondence between the account information and the token information and a second correspondence between the token information and the uniform resource locator;
• transmitting the bar code or the two-dimensional code to the second client;
• receiving a first request from a first client operated by a customer for accessing the server, wherein the first request includes the uniform resource locator and is based on a result of the first client scanning the bar code or the two-dimensional code to extract the uniform resource locator from the bar code or the two-dimensional code;
• in response to receiving the first request from the first client, determining the token information carried in the uniform resource locator based on the second correspondence;
• in response to successfully determining the token information based on the second correspondence, determining, according to the token information, the account information of the second client based on the first correspondence;
• and
• transferring funds from an account associated with the first client to an account associated with the second client according to the account information of the second client.

One or more non-transitory computer-readable storage media storing instructions which, when executed by one or more processors, cause the one or more processors to perform operations including:

• acquiring account information of a second client operated by a merchant;
• verifying whether the account information of the second client meets one or more requirements for payment;
• in response to verifying that the account information of the second client meets the one or more requirements for payment, establishing a first correspondence between the account information and token information;
• generating (i) a uniform resource locator carrying the token information and (ii) a bar code or a two-dimensional code corresponding to the uniform resource locator;
• saving the first correspondence between the account information and the token information and a second correspondence between the token information and the uniform resource locator;
• transmitting the bar code or the two-dimensional code to the second client;
• receiving a first request from a first client operated by a customer for accessing the server, wherein the first request includes the uniform resource locator and is based on a result of the first client scanning the bar code or the two-dimensional code to extract the uniform resource locator from the bar code or the two-dimensional code;
• in response to receiving the first request from the first client, determining the token information carried in the uniform resource locator based on the second correspondence;
• in response to successfully determining the token information based on the second correspondence, determining, according to the token information, the account information of the second client based on the first correspondence;
• and
• transferring funds from an account associated with the first client to an account associated with the second client according to t the account information of the second client.