Method, system and computer readable storage medium for handling automatic-payment and non-payment

A system to handle automatic payment and non-payment, the system comprising:

• an automatic payment terminal including a display, configured to perform a payment process of the user for a service;
• a non-payment settlement server communicatively connected to the automatic payment terminal, configured to perform a non-payment settlement process;
• and
• an external communication interface module configured to connect the non-payment settlement server with an external telephone network to enable to make and receive a call,
• wherein the automatic payment terminal is configured to:
• receive, from the user, a first input indicating an absence of a payment means;
• in response to the reception of the first input, display collection clauses on the display;
• receive, from the user, a second input indicating an agreement for the collection clauses;
• generate, in response to the reception of the second input, a first verification code;
• display, on the display, the generated first verification code together with a guide for inputting a phone number;
• and
• receive, from the user, the phone number;
• and
• wherein the non-payment settlement server is configured to:
• receive the first verification code and the phone number from the automatic payment terminal;
• make a call using the received phone number through the external communication interface module;
• receive a second verification code through the call;
• determine that the first verification code and the second verification code are matched;
• and
• in response to the determination, transmit information for payment using the phone number.

A non-transitory computer readable storage medium that includes one or more instructions that, when executed by a system to handle automatic payment and non-payment, cause the system to perform:

• receiving, from a user using a service associated with the system, a first input indicating an absence of a payment means;
• in response to the reception of the first input, displaying collection clauses on a display of the system;
• receiving, from the user, a second input indicating an agreement for the collection clauses;
• generating, in response to the reception of the second input, a first verification code to display, on the display, the generated first verification code together with a guide for inputting a phone number;
• receiving, from the user, the phone number;
• making a call using the received phone number;
• receiving a second verification code through the call;
• determining that the first verification code and the second verification code are matched;
• and
• in response to the determining, transmitting information for payment using the phone number.