System, method and computer-accessible medium for impaired mode spend protection

A method for determining that at least one customer is impaired, comprising:

• receiving at least one first input from the at least one customer during a first period of time where the at least one customer is not impaired;
• determining a first cognitive function associated with the at least one customer based on the at least one input;
• receiving at least one second input from the at least one customer during a second time period, wherein the second time period is different from the first time period;
• determining a second cognitive function associated with the at least one customer based on the at least one second input;
• and
• determining that the at least one customer is impaired by comparing the second cognitive function with the first cognitive function.

A system for denying at least one financial transaction initiated by at least one customer, comprising:

• an infrared light source configured to generate a first infrared light and provide the first infrared light to at least one eye of the at least one customer;
• an infrared camera configured to receive a reflected infrared light from the at least one eye that is based on the first infrared light;
• and
• a computing arrangement configured to:
• receive eye tracking information from the infrared camera;
• determine a baseline eye information based on the eye tracking information;
• compare the baseline eye information to a predetermined eye information stored in a database;
• and
• deny the at least one financial transaction if the baseline eye information does not substantially match the predetermined eye information.