# US 2022/0044246 A1 · Same screen quick pay button

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- Number: US 2022/0044246 A1
- Document ID: US20220044246A1
- Status: Published application
- Kind: A1
- Application number: 17/510,252
- Filed: 2021-10-25
- Published: 2022-02-10
- Earliest claimed: 2009-06-30
- Assignees: Paypal, Inc.
- Applicants: Paypal, Inc.
- Inventors: Carl Stone
- Web page: https://patentgrep.com/patent/US20220044246A1

## CPC

- G06Q 20/4012: {Verifying personal identification numbers [PIN]}
- G06Q 20/10: specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q 20/102: {Bill distribution or payments}
- G06Q 20/12: specially adapted for electronic shopping systems
- G06Q 20/3267: {In-app payments}
- G06Q 30/0641: {utilising user interfaces specially adapted for shopping}
- G06Q 40/12: Accounting
- G07F 7/1025: {Identification of user by a PIN code}
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G07F: COIN-FREED OR LIKE APPARATUS (coin sorting G07D3/00; coin testing G07D5/00; {handling coins or paper currencies apart from payment activated apparatus G07D; payment architectures, schemes or protocols G06Q20/00})

## Abstract

A payment button on a device, such as a mobile phone, allows the user to remain on the window or page from which an item was selected for purchase. When the user is ready to purchases, the button is selected, and the user simply enters an identifier, such as a password or PIN, and the transaction is processed. The button remains on the same screen and changes during different stages of the payment process.

## Claims

### Claim 1

A system comprising:
receiving, via a network connection, a request to purchase an item from a site, wherein the request is initiated by a selection of a buy button displayed on the site with the item on a user interface of a user device;
analyzing, the request received to determine an account associated with the user of the user device;
transmitting, via the network connection, an authentication request from the user of the user device; and
processing the purchase request in response to an authentication response received.

### Claim 2 (depends on 1)

The system of claim 1, wherein the buy button is located on the site with the item for purchase without a redirection to another site.

### Claim 3 (depends on 1)

The system of claim 1, wherein in the analyzing, the system determines that the account associated with the user device was previously established.

### Claim 4 (depends on 1)

The system of claim 1, wherein the analyzing, the system determines that a new account is needed and further transmits a request to open an account associated with the user of the user device.

### Claim 5 (depends on 1)

The system of claim 1, wherein the authentication request includes a request for at least one of a user PIN and password.

### Claim 6 (depends on 1)

The system of claim 1, wherein in processing the purchase request includes determining whether a payment is approved.

### Claim 7 (depends on 6)

The system of claim 6, wherein if the payment is not approved, a notification is transmitted for presentation on a display of the user device.

### Claim 8 (depends on 1)

The system of claim 1, wherein the buy button is a quick pay button on a same screen as the item site.

### Claim 9

A method comprising:
receiving, via a network connection, a request to purchase an item from a site, wherein the request is initiated by a selection of a buy button displayed on the site with the item on a user interface of a user device;
analyzing, the request received to determine an account associated with the user of the user device;
transmitting, via the network connection, an authentication request from the user of the user device; and
processing the purchase request in response to an authentication response received.

### Claim 10 (depends on 9)

The method of claim 9, wherein the buy button is located on the site with the item for purchase without a redirection to another site.

### Claim 11 (depends on 9)

The method of claim 9, wherein in the analyzing, a system determines that the account associated with the user device was previously established.

### Claim 12 (depends on 9)

The method of claim 9, wherein the analyzing, a system determines that a new account is needed and further transmits a request to open an account associated with the user of the user device.

### Claim 13 (depends on 9)

The method of claim 9, wherein the authentication request includes a request for at least one of a user PIN and password.

### Claim 14 (depends on 9)

The method of claim 9, wherein in processing the purchase request includes determining whether a payment is approved.

### Claim 15 (depends on 14)

The method of claim 14, wherein if the payment is not approved, a notification is transmitted for presentation on a display of the user device.

### Claim 16 (depends on 9)

The method of claim 9, wherein the buy button is a quick pay button on a same screen as the item site.

### Claim 17

A non-transitory computer readable medium having stored thereon machine-readable instructions executable to cause a machine to perform operations comprising:
receiving, via a network connection, a request to purchase an item from a site, wherein the request is initiated by a selection of a buy button displayed on the site with the item on a user interface of a user device;
analyzing, the request received to determine an account associated with the user of the user device;
transmitting, via the network connection, an authentication request from the user of a user device; and
processing the purchase request in response to an authentication response received.

### Claim 18 (depends on 17)

The non-transitory machine-readable medium of claim 17, wherein the buy button is located on the site with the item for purchase without a redirection to another site.

### Claim 19 (depends on 17)

The non-transitory machine-readable medium of claim 17, wherein in the analyzing, a system determines that the account associated with the user device was previously established.

### Claim 20 (depends on 17)

The non-transitory machine-readable medium of claim 17, wherein in the analyzing, a system determines that the account associated with the user device was previously established.
