Secure permissioning of access to user accounts, including secure distribution of aggregated user account data

A system for secure access to user account data comprising:

• a data management platform configured to:
• generate a financial report based on account information associated with one or more user accounts, each user account being associated with one or more institutions, where the account information includes financial information;
• receive a financial report request for the financial report of the user account, wherein the financial report request is identified as being received from a third-party system;
• generating an audit report token associated with the financial report;
• share the audit report token with the first third-party system in response to the financial report request;
• provide the first third-party system account access to the financial report through the report token;
• and
• share an audit report token for the financial report with the first third-party system;
• and
• provide the first third-party system account access to the financial report through the report token, where the audit report token can be shared with a second third-party system and provided by the second third-party system in order to confirm authorization to the report and integrity of the report.

A machine-readable storage medium comprising instructions that, when executed by one or more processors of a machine, cause the machine to perform operations comprising:

• generating a financial report based on account information associated with one or more user accounts, each user account being associated with one or more institutions, where the account information includes financial information;
• receiving a financial report request for the financial report of the user account, wherein the financial report request is identified as being received from a third-party system;
• generating an audit report token associated with the financial report;
• sharing the audit report token with the first third-party system in response to the financial report request;
• and
• providing the first third-party system account access to the financial report through the report token, where the audit report token can be shared with a second third-party system and provided by the second third-party system in order to confirm authorization to the report and integrity of the report.