Digitization of non-personal account information for security of financial identity data in third-party payment processing systems

One or more computer-readable storage media having instructions stored thereon that when executed by a processing system, direct the processing system to:

• receive, from a first system, a communication comprising at least an account reference number, wherein the account reference number is not personal account information;
• create a digitized account reference token for the account reference number;
• store the digitized account reference token mapped to the account reference number in a token vault;
• and
• provision the digitized account reference token to one or more user devices.

A system comprising:

• a processing system;
• a storage system;
• a data resource associated with the storage system;
• a data set stored on the data resource, the data set providing at least a mapping of account reference numbers and personal account numbers, wherein the account reference numbers do not contain personal account information;
• and
• instructions stored on the storage system that, when executed by the processing system, direct the processing system to at least:
• receive a request to digitize a personal account number, the request comprising the personal account number;
• identify, from the data set stored on the data resource, an account reference number corresponding to the personal account number;
• provide a communication to a third-party system to digitize the account reference number, the communication comprising the account reference number;
• and
• receive a confirmation that the account reference number has been digitized.