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US 2022/0020057 A1Published application
Systems and methods for identification of predicted consumer spend based on historical purchase activity progressions
AssigneeWorldpay, LLC
InventorsScott Wayne DeAngelo, Brent Alan Badger, Jacob Matthew Sterling, Dennis A. Kettler
Life of this patent
Estimating the term…
Abstract
Technologies for identifying prospective marketing targets based on payment vehicle-based payment transactions processed over electronic payment networks are disclosed. Payment vehicle-based payment transactions are analyzed to determine historical purchase activity progressions. Consumer behavior can be mapped to a historical purchase activity progression so that future spend behavior of the consumer can be identified.
Claims21
1-20. (canceled)
A computer-implemented method comprising:
- collecting, by a server, activity information associated with at least one first user at a plurality of terminals;
- determining, by the server, behavioral patterns, historical activities progression, or a combination thereof associated with the at least one first user based upon statistical analysis of the collected activity information;
- mapping, by the server, the behavioral patterns of the at least one first user to the historical activities progression of the at least one first user to predict activities by the at least one first user in next instance of time;
- and
- generating, by the server, an attrition indicator based on the behavioral patterns, the historical activities progression, or a combination thereof, wherein at least one second user provides targeted offers to the at least one first user within a predetermined activity window.
2 more elements
A system comprising:
- collecting, by a server, activity information associated with at least one first user at a plurality of terminals;
- determining, by the server, behavioral patterns, historical activities progression, or a combination thereof associated with the at least one first user based upon statistical analysis of the collected activity information;
- mapping, by the server, the behavioral patterns of the at least one first user to the historical activities progression of the at least one first user to predict activities by the at least one first user in next instance of time;
- and
- generating, by the server, an attrition indicator based on the behavioral patterns, the historical activities progression, or a combination thereof, wherein at least one second user provides targeted offers to the at least one first user within a predetermined activity window.
2 more elements
An apparatus comprising:
- at least one processor;
- and
- at least one memory including computer program code for one or more programs,
- the at least one memory and the computer program code configured to, with the at least one processor, cause the apparatus to perform at least the following,
- collect, by a server, activity information associated with at least one first user at a plurality of terminals;
- determine, by the server, behavioral patterns, historical activities progression, or a combination thereof associated with the at least one first user based upon statistical analysis of the collected activity information;
- map, by the server, the behavioral patterns of the at least one first user to the historical activities progression of the at least one first user to predict activities by the at least one first user in next instance of time;
- and
- generate, by the server, an attrition indicator based on the behavioral patterns, the historical activities progression, or a combination thereof, wherein at least one second user provides targeted offers to the at least one first user within a predetermined activity window.
6 more elements
Dependencies are inferred from the claim text.