Systems and methods for electronic scheduling of payment transaction submissions over electronic networks

A method for payment submission scheduling, comprising:

• receiving, by a processor, an electronic authorization request for a transaction to be submitted within a specified time window;
• generating, by the processor, a submission schedule to submit the electronic authorization request within the specified time window based on a statistical analysis of historical electronic authorization request processing results, wherein the submission schedule identifies an optimal time slot within the specified time window within which the submitted electronic authorization request is to be transmitted;
• and
• transmitting, by the processor, the electronic authorization request within the optimal time slot identified by the submission schedule.

A non-transitory computer readable medium storing a program causing a computer to execute a method of payment submission scheduling, the method comprising:

• receiving, by a processor, an electronic authorization request for a transaction to be submitted within a specified time window;
• generating, by the processor, a submission schedule to submit the electronic authorization request within the specified time window based on a statistical analysis of historical electronic authorization request processing results, wherein the submission schedule identifies an optimal time slot within the specified time window within which the submitted electronic authorization request is to be transmitted;
• and
• transmitting, by the processor, the electronic authorization request within the optimal time slot identified by the submission schedule.

A computing system for payment submission scheduling, the computing system comprising a non-transitory computer readable medium having instructions stored thereon which when executed by a processor cause the processor to:

• receive, by the processor, an electronic authorization request for a transaction to be submitted within a specified time window;
• generate, by the processor, a submission schedule to submit the electronic authorization request within the specified time window based on a statistical analysis of historical electronic authorization request processing results, wherein the submission schedule identifies an optimal time slot within the specified time window within which the submitted electronic authorization request is to be transmitted;
• and
• transmit, by the processor, the electronic authorization request within the optimal time slot identified by the submission schedule.