Back to results
US 2022/0012754 A1Published application
System of evaluating real-time employment risk and method of operating
AssigneeZeta Global Corp.
InventorsDavid Steinberg, Neej Gore, David Schey, Bashir Eghbali
Life of this patent
Estimating the term…
Abstract
The system and method of the present invention provides customers with real-time information in order to evaluate future consumer spending capacity. The present invention can help to identify situations beyond traditional credit metrics to determine change of circumstances for end-consumers. The system allows for selection of consumers based on data trends and learned industry risk and behavior indicators.
Claims6
A dynamic employment volatility scoring machine, the machine comprising:
- receiving an initial volatility data for a plurality of industries through an input of an employment vertical volatility engine and stored on a memory wherein the memory stores a plurality of behavioral data for each of the industries;
- receiving consumer data from a plurality of data servers through a data cloud input on a data cloud wherein the data cloud comprises a plurality of unique consumer profiles;
- matching the consumer data to the plurality of unique consumer profiles;
- receiving industry behavioral data from the employment vertical volatility engine into data cloud;
- evaluating consumer behavior relative to industry behavioral data;
- determining behavior trends for at least one of the industries;
- and
- updating the employment vertical volatility engine.
5 more elements
Dependencies are inferred from the claim text.