US 2021/0264535 A1Published application

Comparison tool system and method

OwnerAaron T. Hatch, Monika L. Krausinventors

Life of this patent

Estimating the term…

Loading patent…

Abstract

An original risk relationship data store may contain records representing potential risk relationships (and each record may include an identifier and original risk attribute values). An adjusted risk relationship data store may contain records representing the plurality of potential risk relationships and at least some risk attribute values may have been adjusted from the original risk attribute value. A computer server may receive, from a remote user device, a selected potential risk relationship and retrieve the appropriate records from the original and adjusted risk relationship data stores. The server may then execute a comparison tool to automatically identify risk attribute values from the adjusted risk relationship data store that differ from the original risk attribute values and flag those values to the remote user device. After receiving information to explain each difference, a summary of the automatically identified risk attribute values, including the information to explain each difference, may be transmitted.

Claims21

Dependent claims

A system to provide an automated comparison tool platform via a back-end application computer server of an enterprise, comprising:

(a) an original risk relationship data store containing electronic records that represent a plurality of potential risk relationships between the enterprise and at least one entity, wherein each electronic record includes an electronic record identifier and original risk attribute values;
(b) an adjusted risk relationship data store containing electronic records that represent the plurality of potential risk relationships, wherein each electronic record includes an electronic record identifier and at least some risk attribute values have been adjusted from the original risk attribute value;
(c) the back-end application computer server, coupled to the risk relationship data store, programmed to:
(i) receive, from a remote user device, an indication of a selected potential risk relationship between the enterprise and the entity,
(ii) retrieve, from the original risk relationship data store, the electronic record associated with the selected potential risk relationship, including the original risk attribute values,
(iii) retrieve, from the adjusted risk relationship data store, the electronic record associated with the selected potential risk relationship,
(iv) execute a comparison tool to automatically identify risk attribute values from the adjusted risk relationship data store that differ from the original risk attribute values for the selected potential risk relationship,
(v) flag the automatically identified risk attribute values to the remote user device,
(vi) receive, from the remote user device, information to explain each difference associated with the automatically identified risk attribute values, and
(vii) transmit a summary of the automatically identified risk attribute values, including the information to explain each difference;
and
(d) a communication port coupled to the back-end application computer server to facilitate an exchange of data with the remote user device in support of a graphical interactive user interface display via a distributed communication network, the interactive user interface display including the summary of the automatically identified risk attribute values and the information to explain each difference.

9 more elements

A computerized method to provide an automated comparison tool platform via a back-end application computer server of an enterprise, comprising:

receiving, from a remote user device, an indication of a selected potential risk relationship between the enterprise and an entity;
retrieving, by the back-end application computer server from an original risk relationship data store, an electronic record associated with the selected potential risk relationship, including the original risk attribute values, wherein the original risk relationship data store contains electronic records that represent a plurality of potential risk relationships between the enterprise and at least one entity and each electronic record includes an electronic record identifier and original risk attribute values;
retrieving, from an adjusted risk relationship data store, the electronic record associated with the selected potential risk relationship, wherein the adjusted risk relationship data store contains electronic records that represent the plurality of potential risk relationships and each electronic record includes an electronic record identifier and at least some risk attribute values have been adjusted from the original risk attribute value;
executing a comparison tool to automatically identify risk attribute values from the adjusted risk relationship data store that differ from the original risk attribute values for the selected potential risk relationship;
flagging the automatically identified risk attribute values to the remote user device;
receiving, from the remote user device, information to explain each difference associated with the automatically identified risk attribute values;
and
transmitting a summary of the automatically identified risk attribute values, including the information to explain each difference.

5 more elements

A non-transitory, computer-readable medium storing instructions, that, when executed by a processor, cause the processor to perform a method to provide an automated comparison tool platform via a back-end application computer server of an enterprise, the method comprising:

receiving, from a remote user device, an indication of a selected potential risk relationship between the enterprise and an entity;
retrieving, by the back-end application computer server from an original risk relationship data store, an electronic record associated with the selected potential risk relationship, including the original risk attribute values, wherein the original risk relationship data store contains electronic records that represent a plurality of potential risk relationships between the enterprise and at least one entity and each electronic record includes an electronic record identifier and original risk attribute values;
retrieving, from an adjusted risk relationship data store, the electronic record associated with the selected potential risk relationship, wherein the adjusted risk relationship data store contains electronic records that represent the plurality of potential risk relationships and each electronic record includes an electronic record identifier and at least some risk attribute values have been adjusted from the original risk attribute value;
executing a comparison tool to automatically identify risk attribute values from the adjusted risk relationship data store that differ from the original risk attribute values for the selected potential risk relationship;
flagging the automatically identified risk attribute values to the remote user device;
receiving, from the remote user device, information to explain each difference associated with the automatically identified risk attribute values;
and
transmitting a summary of the automatically identified risk attribute values, including the information to explain each difference.

5 more elements

Dependencies are inferred from the claim text.