Systems and methods for identifying entities for services based on network activity

A non-transitory computer-readable storage medium including executable instructions for identifying recurring billers in a target region, which when executed by at least one processor, cause the at least one processor to:

• access transaction data associated with a target region for multiple payment accounts in response to a request by an entity, the transaction data representative of multiple transactions and multiple payment accounts, each transaction having an account number associated with a user and a region identifier associated with a biller involved in the transaction;
• determine a local region for each of the payment accounts included in the transaction data;
• for each determined local region that is the same as the target region, identify one or more recurring billers from the transactions to said payment accounts having the determined local region;
• identify one or more additional recurring billers based on the accessed transaction data and a merchant category code (MCC) of the one or more additional billers;
• and
• compile a listing of recurring local billers including the identified one or more recurring billers and the one or more additional recurring billers.

A payment network for processing transactions between users and merchants, the payment network comprising at least one computing device configured to:

• receive a request for identification of recurring local billers for a target region;
• access transaction data associated with the target region for multiple payment accounts, the transaction data representative of multiple transactions and multiple payment accounts, each transaction having an account number associated with a user and a region identifier associated with a biller involved in the transaction;
• determine a local region for each of the payment accounts included in the transaction data;
• for each determined local region that is the same as the target region, identify one or more recurring billers from the transactions to said payment accounts having the determined local region;
• compile a listing of recurring local billers including the identified one or more recurring billers;
• and
• transmit the listing of recurring local billers to an entity that transmitted the request, whereby the entity displays the listing of recurring local billers to a user for selection of one or more of the recurring local billers from the listing in connection with a bill pay service associated with the entity.