Systems and methods for provisioning a payment instrument
AssigneeWorldpay, LLC
InventorsJonathan VOKES, Nicholas TELFORD-REED
Life of this patent
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AssigneeWorldpay, LLC
InventorsJonathan VOKES, Nicholas TELFORD-REED
Estimating the term…
The invention relates generally to the provisioning of payment instruments onto electronic devices such as a mobile telephone, tablet, laptop or wearable, and in particular to securely provisioning payment instrument for which authorisation for the provisioning must be provided by a payment instrument issuer. A first embodiment is provided in which data that is generated during a transaction is received by an electronic device and transmitted from the electronic device to a server associated with an acquirer. The data received from the electronic device is compared to the data generated during the transaction and, if these match, provisioning is authorised. A second embodiment is provided in which a server associated with an acquirer generates an identification message that is separate from but based on a response message associated with a transaction, and provisioning is authorised or declined based on the identification message.
1-125. (canceled)
A method of provisioning a payment instrument to an electronic device, comprising:
A system for provisioning a payment instrument to an electronic device, the system comprising:
A non-transitory computer-readable medium storing instructions for provisioning a payment instrument to an electronic device, the instructions, when executed by one or more processors, causing the one or more processors to perform operations comprising:
Dependencies are inferred from the claim text.