# US 2021/0241386 A1 · Systems and methods to facilitate automated validation of anti-money laundering alerts

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- Number: US 2021/0241386 A1
- Document ID: US20210241386A1
- Status: Published application
- Kind: A1
- Application number: 17/175,158
- Filed: 2021-02-12
- Published: 2021-08-05
- Earliest claimed: 2018-01-04
- Assignees: Jumio Corporation
- Applicants: Jumio Corporation
- Inventors: Benjamin Tyson Duranske
- Web page: https://patentgrep.com/patent/US20210241386A1

## CPC

- G06Q 10/40: Business processes related to social networking or social networking services
- G06Q 40/125: {Finance or payroll}
- G06Q 50/26: Government or public services (business processes related to the transportation industry G06Q50/40)
- H04L 67/306: User profiles
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- H04L: TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION (arrangements common to telegraphic and telephonic communication H04M)

## Abstract

Systems and methods to facilitate automated validation of anti-money laundering alerts are disclosed. Exemplary implementations may: obtain alert information indicating monetary transaction flow patterns suspected as money laundering; identify pattern types of the monetary transaction flow patterns; obtain source lists indicating sources of extra-transactional information related to the entities involved in the monetary transactions and significance of the sources; access the sources and obtain the extra-transactional information; evaluate the extra-transactional information included in the sources in accordance with indicated significance of the sources to validate or disprove the suspicions of the monetary transaction flow patterns; and/or perform other operations.

## Claims

### Claim 1

A system configured to facilitate automated validation of anti-money laundering alerts, the system comprising:
one or more hardware processors configured by machine-readable instructions to:
obtain alert information, the alert information including alerts indicating monetary transaction flow patterns suspected as money laundering and entities involved in monetary transactions that contribute to the monetary transaction flow patterns, the alert information including a first alert, the first alert indicating a first monetary transaction flow pattern suspected as money laundering and a first entity involved in one or more monetary transactions that contribute to the first monetary transaction flow pattern;
identify pattern types of the monetary transaction flow patterns, including identifying a first pattern type of the first monetary transaction flow pattern;
obtain source lists indicating sources of extra-transactional information, an individual source list being specific to an individual pattern type, the extra-transactional information including information about the entities involved in the monetary transactions, wherein an individual source list further indicates significance of the individual sources included in the individual source list, such that a first source list is obtained responsive to identifying the first pattern type, the first source list being specific to the first pattern type;
access the sources and obtaining the extra-transactional information in the sources that is related to the entities involved in the monetary transactions, such that responsive to obtaining the first source list, sources of the first source list are accessed to obtain extra-transactional information about the first entity; and
evaluate the extra-transactional information included in the sources in accordance with the indicated significance of the sources to validate or disprove the suspicions of the monetary transaction flow patterns indicated in the alerts, the indicated significance of the sources conveying weights applied to the sources in determining whether to validate or disprove of the suspicions, such that evaluating the extra-transactional information included in the sources of the first source list comprises:
evaluating first extra-transactional information about the first entity included a first source of the first source list, the first source having a first level of significance;
evaluating second extra-transactional information about the first entity included in a second source of the first source list, the second source having a second level of significance; and
determining whether to validate or disprove the suspicions of the first monetary transaction flow pattern based on the evaluations by giving the first extra-transactional information a first weight and the second extra-transactional information a second weight, the first weight corresponding to the first level of significance, and the second weight corresponding to the second level of significance.