# US 2021/0241379 A1 · System for Capturing Passenger and Trip Data for a Vehicle

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- Number: US 2021/0241379 A1
- Document ID: US20210241379A1
- Status: Published application
- Kind: A1
- Application number: 17/223,701
- Filed: 2021-04-06
- Published: 2021-08-05
- Earliest claimed: 2012-08-01
- Assignees: Allstate Insurance Company
- Applicants: Allstate Insurance Company
- Inventors: Daniel Kraft; Thomas Michael Warden; Eric Huls; Nathan M. Bryer; Margaret A. Brinkmann
- Web page: https://patentgrep.com/patent/US20210241379A1

## CPC

- G06Q 40/08: Insurance
- G07C 5/008: {communicating information to a remotely located station (transmission systems for measured values G08C)}
- G07C 5/0816: {Indicating performance data, e.g. occurrence of a malfunction}
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G07C: TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE

## Abstract

Telematics and external data relating to the real-time driving of a driver of a taxi vehicle may be collected and used to calculate a driving score. A telematics device installed in the taxi vehicle may collect vehicle data, trip data, and passenger data from one or more sensors. A computing device in communication with the telematics device may calculate a driving score for the taxi vehicle during a trip based on a type of vehicle, a type of trip, a number of miles driven during the trip, a duration of the trip, a number of passengers in the taxi vehicle during the trip, and a type of the passengers in the taxi vehicle during the trip. As one example, the driving score may be provided to an employer of a driver of the taxi vehicle.

## Claims

### Claim 1

An apparatus comprising:
one or more processors; and
memory storing instructions that, when executed by the one or more processors, cause the apparatus to:
receive, from a telematics device:
an indication of a vehicle; and
trip data comprising a type of a trip taken by the vehicle and a number of miles driven during the trip;
determine, based on comparing the indication of the vehicle with a plurality of available vehicles, an identity of the vehicle;
generate a driving score for the vehicle based, at least in part, on the identity of the vehicle, the type of the trip, and the number of miles driven during the trip; and
provide the driving score, wherein providing the driving score comprises:
providing, to a driver of the vehicle, a notification of the driving score; and
based on receiving a request from an entity different than the driver of the vehicle, provide, to at least one device associated with the entity, the driving score.

### Claim 2 (depends on 1)

The apparatus of claim 1, wherein the notification comprises one or more of: an audible alert, or a visual alert.

### Claim 3 (depends on 1)

The apparatus of claim 1, wherein the instructions, when executed by the one or more processors, cause the apparatus to generate the driving score further based on a number of passengers in the vehicle during the trip.

### Claim 4 (depends on 1)

The apparatus of claim 1, wherein the instructions, when executed by the one or more processors, cause the apparatus to generate the driving score further based, at least in part, on a type of the vehicle.

### Claim 5 (depends on 1)

The apparatus of claim 1, wherein the instructions, when executed by the one or more processors, cause the apparatus to generate the driving score further based on a duration of the trip.

### Claim 6 (depends on 1)

The apparatus of claim 1, wherein the entity determines, based on the driving score, one or more of: an insurance policy, or an insurance rate.

### Claim 7 (depends on 1)

The apparatus of claim 1, wherein the entity manages the plurality of available vehicles, and wherein the plurality of available vehicles comprises the vehicle.

### Claim 8

A method comprising:
receiving, by a computing device and from a telematics device:
an indication of a vehicle; and
trip data comprising a type of a trip taken by the vehicle and a number of miles driven during the trip;
determining, based on comparing the indication of the vehicle with a plurality of available vehicles, an identity of the vehicle;
generating a driving score for the vehicle based, at least in part, on the identity of the vehicle, the type of the trip, and the number of miles driven during the trip; and
providing the driving score, wherein providing the driving score comprises:
providing, to a driver of the vehicle, a notification of the driving score; and
based on receiving a request from an entity different than the driver of the vehicle, providing, to at least one device associated with the entity, the driving score.

### Claim 9 (depends on 8)

The method of claim 8, wherein the notification comprises one or more of: an audible alert, or a visual alert.

### Claim 10 (depends on 8)

The method of claim 8, wherein the generating the driving score further based on a number of passengers in the vehicle during the trip.

### Claim 11 (depends on 8)

The method of claim 8, wherein the generating the driving score further based, at least in part, on a type of the vehicle.

### Claim 12 (depends on 8)

The method of claim 8, wherein the generating the driving score further based on a duration of the trip.

### Claim 13 (depends on 8)

The method of claim 8, wherein the entity determines, based on the driving score, one or more of: an insurance policy, or an insurance rate.

### Claim 14 (depends on 8)

The method of claim 8, wherein the entity manages the plurality of available vehicles, and wherein the plurality of available vehicles comprises the vehicle.

### Claim 15

A system comprising:
a telematics device comprising:
one or more first processors; and
first memory storing first instructions that, when executed by the one or more first processors, cause the telematics device to:
collect, via one or more sensors:
an indication of a vehicle; and
trip data comprising a type of a trip taken by the vehicle and a number of miles driven during the trip; and
a computing device comprising:
one or more second processors; and
second memory storing second instructions that, when executed by the one or more second processors, cause the computing device to:
receive, from a telematics device, the indication of the vehicle and the trip data;
determine, based on comparing the indication of the vehicle with a plurality of available vehicles, an identity of the vehicle;
generate a driving score for the vehicle based, at least in part, on the identity of the vehicle, the type of the trip, and the number of miles driven during the trip; and
provide the driving score, wherein providing the driving score comprises:
providing, to a driver of the vehicle, a notification of the driving score; and
based on receiving a request from an entity different than the driver of the vehicle, provide, to at least one device associated with the entity, the driving score.

### Claim 16 (depends on 15)

The system of claim 15, wherein the notification comprises one or more of: an audible alert, or a visual alert.

### Claim 17 (depends on 15)

The system of claim 15, wherein the second instructions, when executed by the one or more second processors, cause the computing device to generate the driving score further based on a number of passengers in the vehicle during the trip.

### Claim 18 (depends on 15)

The system of claim 15, wherein the second instructions, when executed by the one or more second processors, cause the computing device to generate the driving score further based, at least in part, on a type of the vehicle.

### Claim 19 (depends on 15)

The system of claim 15, wherein the second instructions, when executed by the one or more second processors, cause the computing device to generate the driving score further based on a duration of the trip.

### Claim 20 (depends on 15)

The system of claim 15, wherein the entity determines, based on the driving score, one or more of: an insurance policy, or an insurance rate.